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	<title>Comments on: Persistence Pays Off</title>
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	<link>http://www.consumerismcommentary.com/persistence-pays-off/</link>
	<description>A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics.</description>
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		<title>By: Kelly</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200686</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Fri, 11 Dec 2009 16:50:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200686</guid>
		<description>In our area they are partners, Verizon does not provide cable, online FIOS, which was not available in Steve&#039;s area. So if you want cable and you have Verizon you have to do with DirecTV. Sorry for the confusion.</description>
		<content:encoded><![CDATA[<p>In our area they are partners, Verizon does not provide cable, online FIOS, which was not available in Steve&#8217;s area. So if you want cable and you have Verizon you have to do with DirecTV. Sorry for the confusion.</p>
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		<title>By: Kelly</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200685</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Fri, 11 Dec 2009 16:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200685</guid>
		<description>I can understand if they did that for a large purchase, but their first course of action on an out of town gas purchase? That seems excessive. The least they could do is call you first! 

Snail mail is another great way to get in touch with execs, but I often choose email first since it&#039;s quick and immediate.</description>
		<content:encoded><![CDATA[<p>I can understand if they did that for a large purchase, but their first course of action on an out of town gas purchase? That seems excessive. The least they could do is call you first! </p>
<p>Snail mail is another great way to get in touch with execs, but I often choose email first since it&#8217;s quick and immediate.</p>
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		<title>By: Kelly</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200684</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Fri, 11 Dec 2009 16:47:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200684</guid>
		<description>@atexasgirl, I agree sometimes it takes the possibility of negative press to change a company&#039;s approach. As you said it should never be your first course of action.</description>
		<content:encoded><![CDATA[<p>@atexasgirl, I agree sometimes it takes the possibility of negative press to change a company&#8217;s approach. As you said it should never be your first course of action.</p>
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		<title>By: Kelly</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200683</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Fri, 11 Dec 2009 16:45:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200683</guid>
		<description>Making notes of who you talk to and when you spoke to them is extremely helpful. You can keep a spreadsheet on googledocs so you can use it from work or home.</description>
		<content:encoded><![CDATA[<p>Making notes of who you talk to and when you spoke to them is extremely helpful. You can keep a spreadsheet on googledocs so you can use it from work or home.</p>
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		<title>By: Kelly</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200682</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Fri, 11 Dec 2009 16:44:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200682</guid>
		<description>I&#039;m not sure if it was in the contract, but seeing that Verizon broke their end of the contract, they shouldn&#039;t hold &quot;Steve&quot; accountable for breaking the contract.</description>
		<content:encoded><![CDATA[<p>I&#8217;m not sure if it was in the contract, but seeing that Verizon broke their end of the contract, they shouldn&#8217;t hold &#8220;Steve&#8221; accountable for breaking the contract.</p>
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		<title>By: Kelly</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200681</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Fri, 11 Dec 2009 16:43:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200681</guid>
		<description>I agree that being polite definitely helps. Polite but firm.</description>
		<content:encoded><![CDATA[<p>I agree that being polite definitely helps. Polite but firm.</p>
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		<title>By: John DeFlumeri Jr</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200669</link>
		<dc:creator>John DeFlumeri Jr</dc:creator>
		<pubDate>Fri, 11 Dec 2009 04:40:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200669</guid>
		<description>Persistence is the main ingredient in the war of nerves, like obtaing a refund.
Persistence is what wears the other guy out.

John DeFlumeri Jr</description>
		<content:encoded><![CDATA[<p>Persistence is the main ingredient in the war of nerves, like obtaing a refund.<br />
Persistence is what wears the other guy out.</p>
<p>John DeFlumeri Jr</p>
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		<title>By: Andrew @ Earn Give Save</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200667</link>
		<dc:creator>Andrew @ Earn Give Save</dc:creator>
		<pubDate>Fri, 11 Dec 2009 01:03:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200667</guid>
		<description>Good stuff!  And I agree with the commenter who said &quot;be polite&quot; when talking with a company.  Before I ask for anything, I praise the service I&#039;ve been given through the company.  My job requires providing a lot of customer service, and it&#039;s great to hear affirmation of my product.  Makes me want to work harder for my customers!</description>
		<content:encoded><![CDATA[<p>Good stuff!  And I agree with the commenter who said &#8220;be polite&#8221; when talking with a company.  Before I ask for anything, I praise the service I&#8217;ve been given through the company.  My job requires providing a lot of customer service, and it&#8217;s great to hear affirmation of my product.  Makes me want to work harder for my customers!</p>
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		<title>By: Jim</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200661</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Thu, 10 Dec 2009 20:54:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200661</guid>
		<description>&quot;DirecTV (who is the cable branch of Verizon)&quot;

Just FYI, Verizon and DirectTV are separate companies.   DirectTV is a satellite TV provider and not cable company.    Verizon and DirecTV partner in some areas.   Where I live Verizon provides their own TV services.</description>
		<content:encoded><![CDATA[<p>&#8220;DirecTV (who is the cable branch of Verizon)&#8221;</p>
<p>Just FYI, Verizon and DirectTV are separate companies.   DirectTV is a satellite TV provider and not cable company.    Verizon and DirecTV partner in some areas.   Where I live Verizon provides their own TV services.</p>
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		<title>By: SteveDH</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200658</link>
		<dc:creator>SteveDH</dc:creator>
		<pubDate>Thu, 10 Dec 2009 17:43:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200658</guid>
		<description>Everybody calls me Steve (except Mom - Who uses Stephen). My issue with Bank of America involved privacy. After being denied a $38 charge for gas while out-of-town I called customer service and was asked far too many questions about where I was, what I was doing, and if I had or planned to charge more. With over $100k of credit worthiness with BoA I wrote the CEO (Mr. Lewis). I&#039;m sure he never saw it but the &quot;Executive Office&quot; responded promptly. Although they explained that they were protecting me I rejected that nonsense because they were, in fact, protecting themselves at my expense. Not a monetary expense, but since I had already pumped the gas, had I not had cash the police might have been involved. I download into Quicken every Tuesday through Saturday so they will know of any bogus charges long before they show up on a monthly statement. 
Enough of that: I was successful by going to the top, via snail mail, and using polite but firm language about my complaint.</description>
		<content:encoded><![CDATA[<p>Everybody calls me Steve (except Mom &#8211; Who uses Stephen). My issue with Bank of America involved privacy. After being denied a $38 charge for gas while out-of-town I called customer service and was asked far too many questions about where I was, what I was doing, and if I had or planned to charge more. With over $100k of credit worthiness with BoA I wrote the CEO (Mr. Lewis). I&#8217;m sure he never saw it but the &#8220;Executive Office&#8221; responded promptly. Although they explained that they were protecting me I rejected that nonsense because they were, in fact, protecting themselves at my expense. Not a monetary expense, but since I had already pumped the gas, had I not had cash the police might have been involved. I download into Quicken every Tuesday through Saturday so they will know of any bogus charges long before they show up on a monthly statement.<br />
Enough of that: I was successful by going to the top, via snail mail, and using polite but firm language about my complaint.</p>
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		<title>By: atexasgirl</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200657</link>
		<dc:creator>atexasgirl</dc:creator>
		<pubDate>Thu, 10 Dec 2009 17:27:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200657</guid>
		<description>I recently had to be persistent with a $350 refund I was owed for a product I returned. I emailed customer service twice, politely asking when I could expect my refund, but got no response. I wasn&#039;t asking for an immediate refund, but simply looking for some acknowledgement from them that they knew they owed me one. I did some digging and found the company president&#039;s email address and CCed him on my third request for a status update. Still no response. With my fourth email, again CCing the president, I threatened to leave a review on Amazon.com and any other website that rated them, telling everyone about my terrible experience with customer service. Within 30 minutes of that email, the entire refund was credited to my account.</description>
		<content:encoded><![CDATA[<p>I recently had to be persistent with a $350 refund I was owed for a product I returned. I emailed customer service twice, politely asking when I could expect my refund, but got no response. I wasn&#8217;t asking for an immediate refund, but simply looking for some acknowledgement from them that they knew they owed me one. I did some digging and found the company president&#8217;s email address and CCed him on my third request for a status update. Still no response. With my fourth email, again CCing the president, I threatened to leave a review on Amazon.com and any other website that rated them, telling everyone about my terrible experience with customer service. Within 30 minutes of that email, the entire refund was credited to my account.</p>
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		<title>By: Robert</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200656</link>
		<dc:creator>Robert</dc:creator>
		<pubDate>Thu, 10 Dec 2009 17:09:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200656</guid>
		<description>&quot;The squeaky wheel gets the grease.&quot;</description>
		<content:encoded><![CDATA[<p>&#8220;The squeaky wheel gets the grease.&#8221;</p>
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		<title>By: Craig</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200653</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Thu, 10 Dec 2009 16:02:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200653</guid>
		<description>Sometimes you need to be a little pushy and annoying to get your way.  People need reminding and standing strong can help you out in other aspects of life too.</description>
		<content:encoded><![CDATA[<p>Sometimes you need to be a little pushy and annoying to get your way.  People need reminding and standing strong can help you out in other aspects of life too.</p>
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		<title>By: Steve</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200652</link>
		<dc:creator>Steve</dc:creator>
		<pubDate>Thu, 10 Dec 2009 15:42:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200652</guid>
		<description>Kelly - 

I will call myself &quot;Steve&quot; and completely agree with your comments.  Persistence is a key, and to WC&#039;s point above, politeness is always a good guideline to follow.  Each person on the journey is only doing his / her job, and it&#039;s important to allow the process to play out.  Remember that each conversation is recorded and noted in your record, so the next person you talk to already knows your situation and your general demeanor.</description>
		<content:encoded><![CDATA[<p>Kelly &#8211; </p>
<p>I will call myself &#8220;Steve&#8221; and completely agree with your comments.  Persistence is a key, and to WC&#8217;s point above, politeness is always a good guideline to follow.  Each person on the journey is only doing his / her job, and it&#8217;s important to allow the process to play out.  Remember that each conversation is recorded and noted in your record, so the next person you talk to already knows your situation and your general demeanor.</p>
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		<title>By: Monty Loree</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200651</link>
		<dc:creator>Monty Loree</dc:creator>
		<pubDate>Thu, 10 Dec 2009 15:20:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200651</guid>
		<description>Good advice.. I&#039;m curious to know if the $460 was allowed for in the service contract... but I&#039;m impressed that he was able to get his money back.  It doesn&#039;t hurt to contact the upper management.. I&#039;ve done it many times and have always gotten a better response.  To get an even stronger action, write to upper management and then do a follow up letter to a government regulatory body, if there is one.</description>
		<content:encoded><![CDATA[<p>Good advice.. I&#8217;m curious to know if the $460 was allowed for in the service contract&#8230; but I&#8217;m impressed that he was able to get his money back.  It doesn&#8217;t hurt to contact the upper management.. I&#8217;ve done it many times and have always gotten a better response.  To get an even stronger action, write to upper management and then do a follow up letter to a government regulatory body, if there is one.</p>
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		<title>By: Writers Coin</title>
		<link>http://www.consumerismcommentary.com/persistence-pays-off/comment-page-1/#comment-200650</link>
		<dc:creator>Writers Coin</dc:creator>
		<pubDate>Thu, 10 Dec 2009 13:04:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7626#comment-200650</guid>
		<description>I&#039;ve found that being stern but very polite on the phone usually works. Sounds simple but in my experience it&#039;s served me well.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve found that being stern but very polite on the phone usually works. Sounds simple but in my experience it&#8217;s served me well.</p>
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