Comments on: Personal Balance Sheet, Net Worth, Income, and Expenses, June 2009 http://www.consumerismcommentary.com/personal-balance-sheet-net-worth-income-and-expenses-june-2009/ A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Mon, 13 Feb 2012 04:45:42 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Flexo http://www.consumerismcommentary.com/personal-balance-sheet-net-worth-income-and-expenses-june-2009/comment-page-1/#comment-195818 Flexo Sat, 18 Jul 2009 15:58:04 +0000 http://www.consumerismcommentary.com/?p=7046#comment-195818 Amy: Thanks for your questions. I generally don't repeat my entire back story each month but having some knowledge of my situations definitely helps put the numbers into context. You can see my Rent expense listed under Nondiscretionary Expenses. No family responsibilities other than a pet cat. My business is web publishing, and Consumerism Commentary, this blog, falls into that. It actually took me a long time to pay off my undergraduate student debt; in fact, for many years I didn't get very far with that. My graduate degree was paid about 90% by my employer, but I didn't always use my reimbursements to pay off my loans when my cash flow was tight. So it took me about a year to pay off the rest of the undergraduate and graduate loans. I made an effort to pay my car off as fast as possible, although it still took a few years. I put extra money towards paying off that debt every so often. Amy: Thanks for your questions. I generally don’t repeat my entire back story each month but having some knowledge of my situations definitely helps put the numbers into context. You can see my Rent expense listed under Nondiscretionary Expenses. No family responsibilities other than a pet cat. My business is web publishing, and Consumerism Commentary, this blog, falls into that.

It actually took me a long time to pay off my undergraduate student debt; in fact, for many years I didn’t get very far with that. My graduate degree was paid about 90% by my employer, but I didn’t always use my reimbursements to pay off my loans when my cash flow was tight. So it took me about a year to pay off the rest of the undergraduate and graduate loans.

I made an effort to pay my car off as fast as possible, although it still took a few years. I put extra money towards paying off that debt every so often.

]]> By: Amy http://www.consumerismcommentary.com/personal-balance-sheet-net-worth-income-and-expenses-june-2009/comment-page-1/#comment-195815 Amy Sat, 18 Jul 2009 15:11:06 +0000 http://www.consumerismcommentary.com/?p=7046#comment-195815 I don't understand how you have no housing costs. Unless I missed something, I don't see rent, or a house payment. Also, because I am new to reading this, I don't know if you have family responsibilities, kids, etc. It looks great on paper, but I don't know the background. What is your business? How did you pay off your student loans and car so quickly? I don’t understand how you have no housing costs. Unless I missed something, I don’t see rent, or a house payment. Also, because I am new to reading this, I don’t know if you have family responsibilities, kids, etc. It looks great on paper, but I don’t know the background. What is your business? How did you pay off your student loans and car so quickly?

]]> By: Julia http://www.consumerismcommentary.com/personal-balance-sheet-net-worth-income-and-expenses-june-2009/comment-page-1/#comment-195544 Julia Tue, 07 Jul 2009 06:34:51 +0000 http://www.consumerismcommentary.com/?p=7046#comment-195544 It is quite inspiring that, despite the current economic climate, you have managed to do better than you did last year. Keep up the good work, and keep us posted! It is quite inspiring that, despite the current economic climate, you have managed to do better than you did last year. Keep up the good work, and keep us posted!

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