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	<title>Comments on: Personal Balance Sheet, October 2008 ($164,209, -6.1%)</title>
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	<link>http://www.consumerismcommentary.com/personal-balance-sheet-october-2008-164209-61/</link>
	<description>A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics.</description>
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		<title>By: Chelsea</title>
		<link>http://www.consumerismcommentary.com/personal-balance-sheet-october-2008-164209-61/comment-page-1/#comment-186577</link>
		<dc:creator>Chelsea</dc:creator>
		<pubDate>Sat, 06 Dec 2008 19:08:42 +0000</pubDate>
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		<description>I think putting your net worth out there like this is commendable Flexo. Does it help you stay accountable and stick to budget?</description>
		<content:encoded><![CDATA[<p>I think putting your net worth out there like this is commendable Flexo. Does it help you stay accountable and stick to budget?</p>
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		<title>By: Andrew</title>
		<link>http://www.consumerismcommentary.com/personal-balance-sheet-october-2008-164209-61/comment-page-1/#comment-185502</link>
		<dc:creator>Andrew</dc:creator>
		<pubDate>Tue, 04 Nov 2008 03:17:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=4438#comment-185502</guid>
		<description>+1.28% from September, +47.2% from previous October

The large yearly gain is because I&#039;m young, have just started getting all my savings started, and I have a good job that allows me to save.  The monthly increase was due to a late profit sharing 401k contribution that was deposited during October.  Without it I was about -2.5% from the previous month.  I&#039;m not as heavily invested in the market as you are yet so it has not affected me as much.</description>
		<content:encoded><![CDATA[<p>+1.28% from September, +47.2% from previous October</p>
<p>The large yearly gain is because I&#8217;m young, have just started getting all my savings started, and I have a good job that allows me to save.  The monthly increase was due to a late profit sharing 401k contribution that was deposited during October.  Without it I was about -2.5% from the previous month.  I&#8217;m not as heavily invested in the market as you are yet so it has not affected me as much.</p>
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		<title>By: F2O</title>
		<link>http://www.consumerismcommentary.com/personal-balance-sheet-october-2008-164209-61/comment-page-1/#comment-185455</link>
		<dc:creator>F2O</dc:creator>
		<pubDate>Mon, 03 Nov 2008 20:38:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=4438#comment-185455</guid>
		<description>- 5.69% from the prior month
- 4.41% YTD
+ 2.02% 10/07 to 10/08</description>
		<content:encoded><![CDATA[<p>- 5.69% from the prior month<br />
- 4.41% YTD<br />
+ 2.02% 10/07 to 10/08</p>
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		<title>By: Miss M</title>
		<link>http://www.consumerismcommentary.com/personal-balance-sheet-october-2008-164209-61/comment-page-1/#comment-185443</link>
		<dc:creator>Miss M</dc:creator>
		<pubDate>Mon, 03 Nov 2008 18:29:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=4438#comment-185443</guid>
		<description>I just started tracking my net worth and I&#039;m kinda glad I&#039;m starting now, after the big drop off. I know I&#039;m down a lot, my investments tend towards aggressive and I don&#039;t have much in bonds to balance it out. I&#039;m hoping for positive trends from here on out. This downturn has been a good lesson for me, about asset allocation, my risk tolerance and retirement planning. I&#039;ve seen several people forgo retirement cause they&#039;ve lost too much in the market, I&#039;ll keep it in mind when I get near that finish line.</description>
		<content:encoded><![CDATA[<p>I just started tracking my net worth and I&#8217;m kinda glad I&#8217;m starting now, after the big drop off. I know I&#8217;m down a lot, my investments tend towards aggressive and I don&#8217;t have much in bonds to balance it out. I&#8217;m hoping for positive trends from here on out. This downturn has been a good lesson for me, about asset allocation, my risk tolerance and retirement planning. I&#8217;ve seen several people forgo retirement cause they&#8217;ve lost too much in the market, I&#8217;ll keep it in mind when I get near that finish line.</p>
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