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	<title>Comments on: Personal Income Statement, November 2007 (Net Income: $5,982)</title>
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	<link>http://www.consumerismcommentary.com/personal-income-statement-november-2007-net-income-5982/</link>
	<description>A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics.</description>
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		<title>By: Flexo</title>
		<link>http://www.consumerismcommentary.com/personal-income-statement-november-2007-net-income-5982/comment-page-1/#comment-125722</link>
		<dc:creator>Flexo</dc:creator>
		<pubDate>Tue, 04 Dec 2007 03:54:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/2007/12/03/personal-income-statement-november-2007-net-income-5982/#comment-125722</guid>
		<description>Heidi: I don&#039;t follow any rules of thumb. 25% of my day job income is put away in a 401(k) and I max out my Roth IRA. Those are my only &quot;rules.&quot;  My emergency fund is full.  I save anything beyond my expenses for the short-term.</description>
		<content:encoded><![CDATA[<p>Heidi: I don&#8217;t follow any rules of thumb. 25% of my day job income is put away in a 401(k) and I max out my Roth IRA. Those are my only &#8220;rules.&#8221;  My emergency fund is full.  I save anything beyond my expenses for the short-term.</p>
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		<title>By: 10KPortfolio</title>
		<link>http://www.consumerismcommentary.com/personal-income-statement-november-2007-net-income-5982/comment-page-1/#comment-125606</link>
		<dc:creator>10KPortfolio</dc:creator>
		<pubDate>Mon, 03 Dec 2007 18:35:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/2007/12/03/personal-income-statement-november-2007-net-income-5982/#comment-125606</guid>
		<description>Very nice increase.  It would be nice to see that on a bar graph.  Looks like the business income is going good for you...congrats</description>
		<content:encoded><![CDATA[<p>Very nice increase.  It would be nice to see that on a bar graph.  Looks like the business income is going good for you&#8230;congrats</p>
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		<title>By: Heidi</title>
		<link>http://www.consumerismcommentary.com/personal-income-statement-november-2007-net-income-5982/comment-page-1/#comment-125588</link>
		<dc:creator>Heidi</dc:creator>
		<pubDate>Mon, 03 Dec 2007 16:30:40 +0000</pubDate>
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		<description>I&#039;m a new reader, so forgive me if you&#039;ve answered this is a previous post:

What do you do with your net income?  Do you have any rule of thumb that you follow (for example, spend 20%, save 30%, invest 50%?).  I have noticed that as my NI increases, so does my &quot;discretionary&quot; spending.  How do you control this?</description>
		<content:encoded><![CDATA[<p>I&#8217;m a new reader, so forgive me if you&#8217;ve answered this is a previous post:</p>
<p>What do you do with your net income?  Do you have any rule of thumb that you follow (for example, spend 20%, save 30%, invest 50%?).  I have noticed that as my NI increases, so does my &#8220;discretionary&#8221; spending.  How do you control this?</p>
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		<title>By: The Saving Freak</title>
		<link>http://www.consumerismcommentary.com/personal-income-statement-november-2007-net-income-5982/comment-page-1/#comment-125562</link>
		<dc:creator>The Saving Freak</dc:creator>
		<pubDate>Mon, 03 Dec 2007 14:20:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/2007/12/03/personal-income-statement-november-2007-net-income-5982/#comment-125562</guid>
		<description>The spread sheet is awesome!!  We use a similar one for our monthly budget and then transfer money into a separate sheet for net worth.  it has been very efficient for us.</description>
		<content:encoded><![CDATA[<p>The spread sheet is awesome!!  We use a similar one for our monthly budget and then transfer money into a separate sheet for net worth.  it has been very efficient for us.</p>
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