This is a big chart, thanks to the large number of categories of spending I have. Perhaps that’s a sign I spend too much. On the other hand, I managed to spend in October 2006 the least I’ve spent since January 2005. I thought I was going to do better, but filling up the rental car’s gas tank on Monday put me about $10 over. Continue reading to see where my money went (and how it came to me).
October was a normal month in which I received two paychecks, not three as I did in September. This accounts for the strange jump in “salary” income. No available overtime is definitely a downside to my new position (which is not so new as it has been 6 months already).
“Business” income fell from the last few months as expected. It’s still pretty healthy income and represents a large portion of my monthly net worth increase. The year-to-date number does leave little to complain about. I had lunch with a former boss a few weeks ago and we talked a little about my “side business.” He suggested finding ways to reinvest the income in the business rather than saving almost all of it. Over the rest of the year, I’ll brainstorm ways to do this.
My expenses for dining out are still higher than I’d like them to be. I’ve been saying this for some time but I haven’t been actively doing anything about it. I eat lunch out almost every day, usually spending $6 to $7 at a deli or Wendy’s. Staying in to eat in our cafeteria costs just as much or more. The best solution is to make my lunch and bring it in. I’ve tried this, unsuccessfully, in the past.
I like looking at the October 2006 YTD total in comparison to prior years. Hopefully I can keep up the acceleration.