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	<title>Comments on: Podcast 19: Giving Yourself a Raise</title>
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	<link>http://www.consumerismcommentary.com/podcast-19-interview-with-matt-jabs-from-debt-free-adventure-on-giving-yourself-a-raise/</link>
	<description>A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics.</description>
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		<title>By: Tom Dziubek</title>
		<link>http://www.consumerismcommentary.com/podcast-19-interview-with-matt-jabs-from-debt-free-adventure-on-giving-yourself-a-raise/comment-page-1/#comment-197860</link>
		<dc:creator>Tom Dziubek</dc:creator>
		<pubDate>Mon, 31 Aug 2009 02:40:05 +0000</pubDate>
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		<description>Aw shucks Matt, thanks...and don&#039;t forget that good conversation works both ways. BTW, there&#039;s quite a bit of good content that was cut out of this interview that Flexo and I are debating what to do with, such as Matt and I enacting a customer / customer service rep role-playing scenario and Matt offering up a recipe for homemade detergent.</description>
		<content:encoded><![CDATA[<p>Aw shucks Matt, thanks&#8230;and don&#8217;t forget that good conversation works both ways. BTW, there&#8217;s quite a bit of good content that was cut out of this interview that Flexo and I are debating what to do with, such as Matt and I enacting a customer / customer service rep role-playing scenario and Matt offering up a recipe for homemade detergent.</p>
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		<title>By: Matt Jabs</title>
		<link>http://www.consumerismcommentary.com/podcast-19-interview-with-matt-jabs-from-debt-free-adventure-on-giving-yourself-a-raise/comment-page-1/#comment-197857</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Mon, 31 Aug 2009 00:43:20 +0000</pubDate>
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		<description>I had a really good time doing this interview and would like to extend a hearty thank you to Flexo and Tom for the opportunity and for a job well done!</description>
		<content:encoded><![CDATA[<p>I had a really good time doing this interview and would like to extend a hearty thank you to Flexo and Tom for the opportunity and for a job well done!</p>
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		<title>By: Save Money Hound</title>
		<link>http://www.consumerismcommentary.com/podcast-19-interview-with-matt-jabs-from-debt-free-adventure-on-giving-yourself-a-raise/comment-page-1/#comment-197855</link>
		<dc:creator>Save Money Hound</dc:creator>
		<pubDate>Sun, 30 Aug 2009 23:37:34 +0000</pubDate>
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		<description>Great audio. Some great food for thought from Matt Jabs. I think that once you get going, it gets easier to save money. I like the idea of having the control to give yourself a raise and not relying on anyone else to change your circumstances. The other point in the audio which i found really powerful is the ability to change your mindset. Once you have the right mindset, it is possible to achieve a lot of things that you didn&#039;t think you could do, including finding areas in your life where you can save money. A very pertinent discussion given our economic times.</description>
		<content:encoded><![CDATA[<p>Great audio. Some great food for thought from Matt Jabs. I think that once you get going, it gets easier to save money. I like the idea of having the control to give yourself a raise and not relying on anyone else to change your circumstances. The other point in the audio which i found really powerful is the ability to change your mindset. Once you have the right mindset, it is possible to achieve a lot of things that you didn&#8217;t think you could do, including finding areas in your life where you can save money. A very pertinent discussion given our economic times.</p>
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		<title>By: Greg</title>
		<link>http://www.consumerismcommentary.com/podcast-19-interview-with-matt-jabs-from-debt-free-adventure-on-giving-yourself-a-raise/comment-page-1/#comment-197848</link>
		<dc:creator>Greg</dc:creator>
		<pubDate>Sun, 30 Aug 2009 22:02:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7242#comment-197848</guid>
		<description>Great podcast! Especially the ideas of Living Outside The Box. 

One great point missed on giving yourself a raise is that every dollar saved is worth way more than a dollar earned. A $1 raise from work gets taxed, then often with the remainder a portion goes to rent, heat, electric and other expenses before any (usually pennies) will be seen as discretionary income that can be saved or applied to debt. Whereas any and all dollars saved in expenses can go straight to the bottom line or debt reduction! It is always easier to save a dollar than make a dollar!</description>
		<content:encoded><![CDATA[<p>Great podcast! Especially the ideas of Living Outside The Box. </p>
<p>One great point missed on giving yourself a raise is that every dollar saved is worth way more than a dollar earned. A $1 raise from work gets taxed, then often with the remainder a portion goes to rent, heat, electric and other expenses before any (usually pennies) will be seen as discretionary income that can be saved or applied to debt. Whereas any and all dollars saved in expenses can go straight to the bottom line or debt reduction! It is always easier to save a dollar than make a dollar!</p>
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