Today’s Consumerism Commentary Podcast, features two guests. In the first segment, Tom Dziubek talks to Adrian Nazari, founder and CEO of the online credit & loan analysis tool Credit Sesame. Adrian discusses how the website can help customers analyze their debt situation and assist them by presenting them with multiple loan options.
In the second segment, Tom speaks with Jon Stein, founder and CEO of the online investing service, Betterment. Jon talks about the features of Betterment and how they strive to make investing as easy as online banking.
Credit Sesame, Adrian Nazari & Betterment, Jon Stein: S04E4 / 106 & 100
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Table of contents
[00:00] Introduction from Tom Dziubek
[00:41] Interview with Adrian Nazari, Credit Sesame
– [00:55] The reason for the name Credit Sesame
– [01:52] What Credit Sesame is
– [02:21] Who would benefit the most from using the service
– [03:17] How someone would make the service work for them
– [03:50] How their loan optimization feature works
– [05:37] How Credit Sesame makes money
– [07:08] Cost of using Credit Sesame
– [07:30] Credit score used by Credit Sesame
– [07:44] The information pushed out to customers
– [08:31] Security at Credit Sesame
[09:54] Interview with Jon Stein, Betterment
– [10:07] What Betterment is
– [10:39] Difference between other online investing firms
– [11:24] Why it’s different than putting money in a bank
– [12:01] Using SIPC to protect initial investment
– [13:02] Risk involved
– [14:25] The investments Betterment uses
– [15:34] Betterment fees
– [16:22] Using Betterment vs. people doing their own investing
– [17:22] Betterment’s target audience
– [18:33] The Betterment mobile app
– [19:04] Security with the mobile app
– [19:28] Upcoming Betterment features
[21:28] End
We always welcome feedback from listeners. If you have any comments for this episode or for any other, or if you have suggestions for future episodes, please leave us comments here or email us at podcast at this domain name.
Published or updated November 13, 2010. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.









Luke Landes founded Consumerism Commentary in 2003 and has been building online communities since 1990. Luke, also known as Flexo, has contributed to PC World Magazine, US News, Forbes, and other publications. 



