I suggest reading these articles gathered from around the web.
Emergency Fund Is For Emergencies ONLY – 6 Ways To Leave It Alone. Matt Jabs suggests keeping your hands out of the emergency savings account except when the need is due to a true emergency, not just when you have unplanned expenses. I’ve also explored what should qualify as a true emergency.
The 10 Year Savings Strategy: Saving money after you’ve already handled the basics. I like that Ramit’s approach to money and financial advice is rooted in social psychology. He points out that people never want to believe they are most likely average or like everyone else. Ramit will also appear on tomorrow’s Consumerism Commentary Podcast.
Moving in Together? How to Avoid Money Mistakes. The author of this article, Melissa Korn from the Wall Street Journal, is preparing to have her boyfriend move into her house, and this article take a look at what their expectations and approach should be for ensuring the continued success of their relationship.