Part of being completely open with my finances on Consumerism Commentary involves sharing “major” purchases. One such purchase occurred this weekend. After quite a bit of research and waiting, I ordered a Canon Digital Rebel XTi SLR camera (10 megapixels) from Amazon.com with some additional accessories. Prices were significantly lower than what I could find in brick and mortar stores, plus I had a few gift certificates to help lower the cost to me. The shipment should arrive this week, with enough time to prepare before my girlfriend and I depart for a mini-vacation next week.
I’m excited about learning about the finer aspects of photography. Feel free to recommend any resources.
Meanwhile, here are some articles from the web that I recommend for readers looking for more in personal finance:
A budget in your head isn’t really a budget. Mighty Bargain Hunter shares excellent points about budgeting. It’s easier to commit to a budget and track your progress when the details are in writing. Go one step further and start a blog to track your progress. Then you’ll have an added motivation: you don’t want to disappoint your readers.
No Credit Needed shares his 3 favorite books about debt reduction and credit and his reasons for his picks. His number one pick is The Total Money Makeover by Dave Ramsey. I can’t say I’m a Ramsey fan, but I understand that he has done quite a bit to motivate people to take control of their financial lives, and anyone who reach so many people should be commended, as long as the people converted are thinking for themselves.
In the United States, the rich are getting richer, and Five Cent Nickel has the statistics to prove it. The interesting ensuing discussion shows that there are many ways to look at the data, and there are no good solutions to creating equitable arrangements for all Americans.
JLP asks his readers who makes the investment decisions in their households. For me, that’s an easy answer. My households consists of only me. I made the decisions, whether good or bad, and have to live with them.