This is a question mainly for readers in a relationship in which finances are mostly combined or you rely on one another for income and make spending decisions together. I am wondering how much you can spend — whether as a percentage of a total budget or a hard dollar amount — without discussing the details with your significant other. Do you hide any spending from your spouse or partner? (Don’t worry, you can answer anonymously.)
Perhaps you each knowingly keep some separate funds to surprise one another, but I’m more concerned with the little things that may go unnoticed. Can this type of deception be harmful? If so, at what limit would it hurt you or your partner?
Also, do you have or would you consider having a secret bank account? If so, what is it used for?