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Reflecting on Your Life and Finances

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Editor’s note: A few times a month, Lance Cothern from Money Life and More will stop by to share some of the best articles from across a variety of publications, including other blogs and mainstream media.

The holiday season is now over which should be a relief for wallets and purses everywhere. I fell victim to the common occurrence of buying gifts for myself this holiday season, but it turns out there are ways to avoid this behavior. Even though the holidays are over, I feel these tips could be applied all year long to make sure you aren’t making unnecessary splurge purchases.

A new year is right around the corner or has just started depending on when you’re reading this. People are revved up and ready to begin making changes to improve their lives. Making blind changes won’t help anyone though. I personally believe you need to reflect on the past before you can make meaningful changes to your future. This works particuarly well when you’re trying to take control of your money!

Part of the end of a year and the beginning of a new year is looking back at big stories from the previous year. You’ll hear of the top 10 moments of 2013 as well as a list of the celebrities we’ve lost during the last year. One celebrity that passed away in 2013 was Paul Walker. I read a piece on why his death should mean something to us all, but the reason why it should mean something wasn’t because he was a celebrity.

When reflecting on your life, you might realize that time is worth more than money to you at some point. This really hit home when I came across a piece that asked a very strange question. Would you become self-employed for less money? The idea is that you could make a similar amount per hour, but you’d have more flexibility to work more or less depending on what was most important to you at the time.

Finally, I ran across a list of 11 questions you should ask yourself about your money to see how you’re doing financially. This is a nice check up for the end of any year.

I hope everyone had a happy holiday season and is looking forward to an amazing 2014. Do you have any goals you’ve set for yourself in the coming year you’d like to share? I’d love to hear them!

Published or updated December 31, 2013. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @ConsumerismComm on Twitter and visit our Facebook page for more updates.

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About the author

Lance is the author of the blog Money Life and More. Growing up with an entrepreneurial spirit, Lance recently graduated from college with a degree in business accounting, and with his CPA certification, works in corporate accounting. Follow him on Twitter. View all articles by .

{ 2 comments… read them below or add one }

avatar Ivan Widjaya

This year has been quite good for me. From working at home, I now have a job. I can now save some money and get ready for having a business. I think my savings are looking good but I still need to learn to trim my expenses further.

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avatar Lance @ Money Life and More

Ivan, that’s great to hear. I hope you have a prosperous 2014!

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