Comments on: Saving With Low Income, Part 2 http://www.consumerismcommentary.com/saving-with-low-income-part-2/ A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Wed, 23 May 2012 05:55:31 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Brendan http://www.consumerismcommentary.com/saving-with-low-income-part-2/comment-page-1/#comment-67228 Brendan Fri, 27 Oct 2006 15:49:01 +0000 http://wp.consumerismcommentary.com/?p=566#comment-67228 Debit cards are not a good idea. The laws governing debit cards are not the same as credit cards and if stolen and money is spent it is almost impossible to get it back. With a credit card you can simply cancel the charges and there is no loss to you. Catch a Gideon Debit cards are not a good idea. The laws governing debit cards are not the same as credit cards and if stolen and money is spent it is almost impossible to get it back. With a credit card you can simply cancel the charges and there is no loss to you.

Catch a Gideon

]]> By: Colleen http://www.consumerismcommentary.com/saving-with-low-income-part-2/comment-page-1/#comment-64459 Colleen Wed, 27 Sep 2006 17:26:38 +0000 http://wp.consumerismcommentary.com/?p=566#comment-64459 Use neither cash nor credit...debit is the answer! I buy whatever possible, even a soda, with my debit card so I can keep track of what I buy. Use neither cash nor credit…debit is the answer! I buy whatever possible, even a soda, with my debit card so I can keep track of what I buy.

]]> By: Ulyee Foobar http://www.consumerismcommentary.com/saving-with-low-income-part-2/comment-page-1/#comment-1057 Ulyee Foobar Sat, 26 Nov 2005 07:25:53 +0000 http://wp.consumerismcommentary.com/?p=566#comment-1057 Doing these round-ups is basically cooking your own books, even if it is in your own favor. I like keeping honest books and find this to be bad advice. If you're doing round-up on tax deductions, double shame on you; you already can choose to round up when filling out the tax form. Foob Doing these round-ups is basically cooking your own books, even if it is in your own favor. I like keeping honest books and find this to be bad advice.

If you’re doing round-up on tax deductions, double shame on you; you already can choose to round up when filling out the tax form.

Foob

]]> By: Ginsberg http://www.consumerismcommentary.com/saving-with-low-income-part-2/comment-page-1/#comment-1056 Ginsberg Tue, 18 Oct 2005 05:44:44 +0000 http://wp.consumerismcommentary.com/?p=566#comment-1056 I can only speak for myself, but I think my spending is usually worse with cash than with credit. Once I have cash in my wallet, I seem to burn through it quickly (usually on food and coffee and little things I don't need). When I use my cards, I don't bother buying little things, or I think twice about *bothering* to buy something, and make my monthly bill *bigger* than it has to be. Plus, I know I will have to see the purchase again on my online banking, and not just forget about it. I can only speak for myself, but I think my spending is usually worse with cash than with credit. Once I have cash in my wallet, I seem to burn through it quickly (usually on food and coffee and little things I don’t need). When I use my cards, I don’t bother buying little things, or I think twice about *bothering* to buy something, and make my monthly bill *bigger* than it has to be. Plus, I know I will have to see the purchase again on my online banking, and not just forget about it.

]]> By: UncommonWay http://www.consumerismcommentary.com/saving-with-low-income-part-2/comment-page-1/#comment-1055 UncommonWay Tue, 18 Oct 2005 03:21:55 +0000 http://wp.consumerismcommentary.com/?p=566#comment-1055 Something that works really well for me is having hobbies that cost little or no money. I go running, I blog, I read, and I dink around with the family finances. They're all low-cost activities that I enjoy a lot. Something that works really well for me is having hobbies that cost little or no money. I go running, I blog, I read, and I dink around with the family finances. They’re all low-cost activities that I enjoy a lot.

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