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Middle-Class Millionaires are Concerned for Their Future

by Flexo

Are you concerned about your ability to maintain your current financial position? I am. Sure, I have an emergency fund, a significant cash cushion beyond the emergency fund, and steady income. But I have taken on risk. My long term investments are invested in the stock market which has proven to be more than a ... Continue reading this article…

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6 Tips for a Frugal Valentine’s Day (Reprint Plus)

by Flexo

This article was published here on Valentine’s Day 2007. I enjoyed it so much, I decided to reprint it with perhaps a few updates every successive Valentine’s Day for the rest of my life. Enjoy. Do you want to be romantic and save money? In a world where romanticism is portrayed by the media as ... Continue reading this article…

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My Expenses Will Climb in Less Than One Month

by Flexo

I recently decided to move to a new apartment rather than stay in my current apartment or buy a house. It’s a bit of an upgrade for me, and it’s been a long time coming. I haven’t written much about the financial effects of this decision other than to say it will be less expensive ... Continue reading this article…

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February Heating Cost Way Up

by Flexo

My electricity bill from February was a bit of a shock. I have a one bedroom apartment, approximately 700 square feet. To heat this space (and to use any electronic devices) last month, I’ll have to pay $236. That must be the highest amount I’ve ever paid for electricity in one month. The bill provides ... Continue reading this article…

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5 Tips for a Frugal Valentine’s Day

by Flexo

Do you want to be romantic and save money? In a world where romanticism is portrayed by the media as the giving of expensive gifts like diamonds, a Lexus, and a tropical vacation, romanticism and frugality are seen as incompatible. Here are some ways to bring the two concepts together in a beautiful marriage of ... Continue reading this article…

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Living Through a Heat Wave: Cooling Your House

by Flexo

As the temperature has been upwards of 305 kelvin lately, I’ve been sweating in my apartment even while the air conditioner pumps and while wearing less clothing than what is socially acceptable in public. Hence, my electricity bill has shot up from the $40s to the $70s, with the next bill expected to be $90. ... Continue reading this article…

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Looking for Apartments, Update 4

by Flexo

Last time, I mentioned my girlfriend and I had our eyes set on The River Club in Edgewater, NJ. We saw that apartment this weekend, and this is what we learned.

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Strong Hurricane Season Approaching

by Flexo

The National Oceanic & Atmospheric Administration (NOAA) is predicting a very active hurricane season (June 1 through November 30) this year. The organization is encouraging people living in the affected areas to begin preparations. For the 2006 north Atlantic hurricane season, NOAA is predicting 13 to 16 named storms, with eight to 10 becoming hurricanes, ... Continue reading this article…

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