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Fed Up

by Flexo

The Federal Reserve Board raised the federal funds rate to 5.25 percent today. Consumers like us will eventually see that increase in mortgage loan and credit card interest rates. While I don’t have a mortgage and I don’t pay interest to credit cards at the moment, I do have student loans that have been affected by ... Continue reading this article…

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InvestorGeeks Looking for Writers

by Flexo

My friends over at InvestorGeeks are looking to expand their community by inviting additional writers to join. Current bloggers would receive more exposure, and other writers would benefit from the easy method of publishing. The website will begin accepting applications on June 16. The full email I received from the site’s co-founder, Chris Welch, is ... Continue reading this article…

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Six Steps to Being Your Own Boss, Part 4

by Flexo

I’ve been developing a series about becoming your own boss, and this is part 4 in that series. The information is based on an article from MSN, but I’m pulling in information from other locations as well. Step 4: Build a Bulletproof Business Plan A young entrepreneur should want People Who Matter to take his ... Continue reading this article…

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Get More From Your Money

by Flexo

There have been some changes for high-yield “internet” savings accounts, typically unavailable directly in a brick-and-mortar bank and only available through online applications. Presidential Bank is now leading the pack with a 4.87 percent APY for the first $35,000 of your balance. Unfortunately, this account requires a minimum balance of $5,000. CitiBank eSavings is not far ... Continue reading this article…

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TIAA-CREF Didn’t Fund My SEP IRA

by Flexo

In order to reduce my 2005 taxes a little, I decided to throw some of my self employment income into a SEP IRA. The great thing about SEP IRAs is that I can invest above and beyond the normal contribution limit for Traditional and Roth IRAs as well as beyond the employer 401(k) plan offered ... Continue reading this article…

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Changes to Online Job Hunting

by Flexo

According to CNN, searching for jobs online is getting more difficult starting today. There are new federal regulations that put simply create a situation where it benefits employers to have fewer active applicants for any certain position. In order to be seriously considered for a position, not only does your resume have to be tailored ... Continue reading this article…

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Apparently I’m Retiring Soon

by Flexo

Somehow I managed to get on the mailing list for AARP, the Organization Formerly Known As The American Association Of Retired Persons But Now Known By Acronym Only. I probably put down a fake date of birth on an unrelated website that asked me for my age many years ago, and now every few weeks ... Continue reading this article…

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Today’s Reading

by Flexo

Here are some news stories I read today. * Jon Markman’s 17 stocks that always go up * Personal bankruptcies hit record high [focus] * Mortgage applications up 9.9 percent * Even rich folks have bag-lady syndrome [focus] * Keeping new year’s resolutions * Thousands of customers had problems with TIAA-Cref [focus] * Too much, too ... Continue reading this article…

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