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401(k) Asset Allocation

by Flexo

The chart that follows is my 401(k) asset allocation. I’m striving for an aggressive approach to investing for retirement since I theoretically have many years before I would be able to stop working. The company suggests a slightly different allocation for an aggressive portfolio: 25 percent small/mid cap instead of my 30 percent, 65 percent large cap instead ... Continue reading this article…

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Auto Insurance Weirdness

by Flexo

Here’s something odd. After getting my car last March, I had to pay my entire premium in installments, finally due in December. This year, I have to pay me entire premium due in March. According to their paperwork, this means that in the course of one year, I have to pay two years’ worth of ... Continue reading this article…

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401(k) Exploitation

by Flexo

Robert Powell has written an article entitled, Seven ways to fully exploit your 401(k), and it appears on CBS MarketWatch. In it, he does what the title suggests and gives the reader seven important things to remember when planning for retirement. Here they are, with infamous Flexo commentary. Enroll now. I have a friend of ... Continue reading this article…

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Certified Used Cars

by Flexo

How to buy certified used cars, according to Peter Valdes-Dapena from CNN Money. “Certified” is generally the way to go for much value-conscious people.

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Are You Matching Inflation?

by Flexo

The “Consumer Price Index” is around 3.2 percent at the moment, although I believe the cost of living has gone up much more for most people, due to prices of things that are not reflected in the CPI. Hopefully, any cost of living adjustments we receive at our jobs will cover at least the Consumer ... Continue reading this article…

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On The Workfront

by Flexo

Good news from the office. Due to her blatant stupidity (getting completely plastered then showing up to work… and then getting quite sick), a coworker of mine is not going to be with us after the start of the year. This means I’m getting a new position and a pay increase in January, which will ... Continue reading this article…

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Residual Value

by Flexo

I like to see this as vindication for my purchase… Honda has been named by the Automotive Lease Guide as being the best brand for residual value for the second year in a row. That means its cars hold its value over time. However, if the results are divided into categories, the Nissan Altima displaced ... Continue reading this article…

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Better Than The Bare Minimum

by Flexo

The Lazy Man’s Guide to Retirement (from CNN Money) lists five easy steps for those who don’t want to expend energy and still be able to retire. Here are the five steps: Think about how you want to live when you retire Take advantage of your 401(k) or a similar investment account Use automatic contributions ... Continue reading this article…

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