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The Millionaire Myth

by Luke Landes

MM from PFBlog posted a link to an article by Dustin Woodward, a Webmaster/Researcher for an investment advisory firm, called What it Takes to Be a Millionaire. (That’s the name of the article, not the firm.) It turns out the process is simple — start saving early and rely on compounding interest. There is a ... Continue reading this article…

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A Better ING Direct Deal

by Luke Landes

I didn’t realize this deal at ING Direct was still active. I was looking through my archives and I found my post from September 9, 2003. In that post, I included a link to a better ING Direct offer than the one you find all over the internet (especially blogs) where the originator gets $10 ... Continue reading this article…

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Finance Blogs

by Luke Landes

When I first started this weblog in July, 2003, I had been blogging for years already at a different location. At the time I started Consumerism Commentary, I knew of only one other personal finance blog on the internet, PFBlog. Now, just like all other types, more blogs centered around personal finance have sprung up. ... Continue reading this article…

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My Name is Flexo, and I Approved This Message

by Luke Landes

Last week, I received the following email. I have changed the name of the firm for the safety of the author: Flexo- I enjoy reading the posts on your blog ‘Consumerism Commentary’. It is a well put together site. I was reading a post on 9/29 about your brokerage recently charging you an annual fee. ... Continue reading this article…

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Airline Miles Credit Cards

by Luke Landes

So, you’ve got a credit card that rewards with with airline miles or points. Yeah, you know there’s a monthly fee and an above average interest. Yeah, you carry a balance each month to win more miles. It’s worth it, right? You’ll get a free plane trip soon, and the value of that outweighs the ... Continue reading this article…

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Active Trading?

by Luke Landes

I added a link in my sidebar to an Exceptional Blog called The Kirk Report. The author, Charles Kirk, appears to be an accomplished investor. For the last few years, the amount of time I’ve spent thinking about wealth expansion and making a comfortable living, I’ve been following the theory of passive investing, that is ... Continue reading this article…

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Welcome and About Me

by Luke Landes

Welcome to a new weblog dedicated to the struggle for personal financial freedom. While it’s mainly about my strife, there are a many great things that can be pulled in from the internet. I hope to explore many different points-of-view on the topics of financial independence, work-for-life and other philosophies, and money in general. So ... Continue reading this article…

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