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Money Systems That Lead to Success: Extreme Calendaring

by Luke Landes
Extreme Calendaring

As a child with an inquisitive mind, I was fascinated by calendars and how we organize and measure time. I tried to learn why, throughout history, culture accepted new calendars to replace the old. Much remained — and still remains — a mystery to me in this topic; my interest in calendars waned as I ... Continue reading this article…

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Money Systems That Lead to Success: Food Planning

by Luke Landes
Money System for Your Meals

The diner is a New Jersey staple of the restaurant industry. Once you sit down at a diner, you are presented with a thick menu, enumerating more dining options than you could possibly handle. If there’s any indication that having more choices makes the selection process more difficult, it’s the diner menu. The story of ... Continue reading this article…

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Do You Cede Control When You Give Money?

by Luke Landes
Satellite Dish

If a friend or relative comes to you and asks to borrow money, it’s rarely a good idea to offer a loan. If the person in question does need financial help and you’re in a position to offer them a gift, without any strings attached, without the gift interrupting your own financial goals, it might ... Continue reading this article…

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The Chase Freedom Lifestyle Index: Finding a Story Amid Data

by Luke Landes
Chase Bank

In terms of credit card offers, Chase Freedom is one of the most popular. This is the card that was selected by expert personal financial bloggers to win the Fourth Annual Plutus Award for Best Credit Card Offer, most likely due to its cash back program, a sign-up bonus, and the strength of the Chase ... Continue reading this article…

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A Video About Quantum Leaps in Finance

by Luke Landes

This past weekend (including a few adjacent days) I attended the third Financial Blogger Conference in St. Louis, Missouri. I wrote about the experience in detail on my personal website, so check that out for a full report on the conference. Some of the highlights relevant to Consumerism Commentary include winning the Lifetime Achievement Plutus ... Continue reading this article…

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Calvin’s Net Worth, September 2013

by Luke Landes
Calvin's Net Worth, September 2013, Naked With Cash

In Naked With Cash, seven anonymous Consumerism Commentary readers publicly track and analyze their finances on a monthly basis. For almost a decade, I tracked my own finances on Consumerism Commentary; now I’m sharing the benefits of public accountability with the participants. I’ve partnered with financial planners who will offer some guidance along the way. ... Continue reading this article…

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Failure and Systems Lead to Success, Goals and Passion Lead to Failure

by Luke Landes
Dilbert

Scott Adams, the creator of the “Dilbert” comic strip, recently shared his thoughts about success through an essay in the Wall Street Journal. His premise is that business leaders who share advice for the masses who want to succeed lie about their own experiences. Failure, which Scott Adams feels does not get enough credit, is ... Continue reading this article…

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Happiness Is a Choice, Not an Ultimate Goal

by Luke Landes
Smile - Happy

Consumerism Commentary and the articles I write here have changed since I started writing about personal finance in 2003. I’ve personally gone through four financial phases over the thirteen years or so, and because I draw much of my writing from personal experiences, any readers who have been around over the past decade might have ... Continue reading this article…

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