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Calvin’s Net Worth, September 2013

by Luke Landes
Calvin's Net Worth, September 2013, Naked With Cash

In Naked With Cash, seven anonymous Consumerism Commentary readers publicly track and analyze their finances on a monthly basis. For almost a decade, I tracked my own finances on Consumerism Commentary; now I’m sharing the benefits of public accountability with the participants. I’ve partnered with financial planners who will offer some guidance along the way. ... Continue reading this article…

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Failure and Systems Lead to Success, Goals and Passion Lead to Failure

by Luke Landes
Dilbert

Scott Adams, the creator of the “Dilbert” comic strip, recently shared his thoughts about success through an essay in the Wall Street Journal. His premise is that business leaders who share advice for the masses who want to succeed lie about their own experiences. Failure, which Scott Adams feels does not get enough credit, is ... Continue reading this article…

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Happiness Is a Choice, Not an Ultimate Goal

by Luke Landes
Smile - Happy

Consumerism Commentary and the articles I write here have changed since I started writing about personal finance in 2003. I’ve personally gone through four financial phases over the thirteen years or so, and because I draw much of my writing from personal experiences, any readers who have been around over the past decade might have ... Continue reading this article…

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Real Financial Progress Requires Quantum Jumps

by Luke Landes
Quantum leap

I don’t completely agree with the “get rich slowly” theory. I accept the fundamental advice, like paying yourself first, making conscious decisions about big financial decisions as well as the full series of small financial decisions, and setting long-term goals, but there is a fundamental flaw with taking this theory as the sole approach to ... Continue reading this article…

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How to Save Money Without Worrying About Coupons

by Luke Landes
Coupons

The retail industry has everyone fooled. While millions of people spend their time scouring for deals, clipping coupons from the newspaper if they’re old-fashioned, plugging into the latest mobile deal applications if they are somewhat more technologically inclined, sharing their finds on Facebook to recruit friends for group deals, the companies on the other side ... Continue reading this article…

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8 Reasons to Sell Your Business

by Luke Landes
Handshake in suits

I was an entrepreneur by accident. When I started blogging in 1994, I didn’t expect to earn money; I wasn’t even trying. But almost ten years after building my first website, I created Consumerism Commentary to learn about personal finance and to improve my own money situation. Within about a year, much to my initial ... Continue reading this article…

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Podcast 170: Jeff Rose, Soldier of Finance: Take Charge of Your Money and Invest in Your Future

by Luke Landes

I haven’t been running the Consumerism Commentary Podcast on a regular basis. Instead of a weekly podcast, my intention is to share occasional interviews to discuss topics that go beyond product updates and general personal finance information. Jeff Rose is a successful financial blogger, founder of Good Financial Cents. His new book, Soldier of Finance: ... Continue reading this article…

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Building Community: Financial Blogger Conference and Plutus Awards

by Luke Landes
Crowd, audience, community

Despite my varied interests, education, and professions throughout my teenage and adult life, which have included everything from music to computer technology, education to personal finance, there has been one constant: building communities. As a teenager I ran a computer bulletin board system (BBS) out of my home computer. This is an outdated concept now, ... Continue reading this article…

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