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Frugal Anywhere

by Flexo

Another article on MSN offers 50 ways to trim your budget. The Bureau of Labor Statistics provides a chart outlining the average household expenditures as a percent of income, much like I did earlier this month. In each of the categories, the article offers some suggestions for cutting back costs. Many of these I’m already ... Continue reading this article…

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Carnival of Personal Finance #1

by Flexo

Welcome to Consumerism Commentary and the Carnival of Personal Finance! For an introduction to the Carnival, read this entry. For a schedule of upcoming Carnivals and their hosts, see this article. Below you will find the articles that have been submitted so far. The deadline was originally set for Sunday night at 10:00pm, but any ... Continue reading this article…

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News and Links

by Flexo

Here’s what’s going on in the media today: * CNN’s Gerri Willis talks about prenuptual agreements in her “5 Tips” column. This might be an issue that people in love don’t want to talk about, but it is important to discuss, especially if there are or will be children in the picture. * My checking ... Continue reading this article…

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This Month’s Bottom Line

by Flexo

Here are some of the things affecting my personal bottom line this month: * Income: I worked a smaller-than-average amount of overtime this month, so there won’t be much to talk about. The equivalent of my overtime pay before taxes is transferred to my Emigrant Direct savings account. * More income: I did some freelance ... Continue reading this article…

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Joshua Tree

by Flexo

In the interest of posting more personal information, I’d like to share my experience at Joshua Tree National Park. From what I understand, due to the rain the desert is the lushest it has been in many years. I’ve been told I’m very lucky to have experienced the desert at the time I did. This ... Continue reading this article…

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Income and Expenses, March 2005

by Flexo

This entry goes hand-in-hand with my March account balances. Continue reading this entry to see my chart and explanation.

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Positive Outlook

by Flexo

It’s true that maintaining a positive outlook can help keep your life together, generally or financially speaking. Here are steps from the CBS Marketwatch article: * Identify your traps. Figure out what your excuses are. One of mine, for example, is I’m not making enough money to cover all of my expenses. * Consider your ... Continue reading this article…

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Super Saver

by Flexo

This is what I should be thinking about for 2005. The article paints a picture of Rick Kuhlman who has found some ways to save that I think could apply to me. He replaced all the lightbulbs in his house with energy-efficient ones. At first I thought that it would be better to wait for ... Continue reading this article…

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