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When Katrina Says Jump…

by Flexo

… the CPI jumps. “Consumer prices rose at the fastest pace in more than 25 years last month, spurred by a surge in energy prices to record highs after Hurricane Katrina.” These higher energy prices are going to be passed on to the average consumer in many different ways, so look for higher prices all ... Continue reading this article…

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Ben Stein’s Assumptions

by Flexo

Ben Stein is one of Yahoo! Finance’s new featured columnists. I’ve always liked his opinions on investing (but I’ve stayed away from his opinions in politics). In his latest column, Ben Stein takes some conservative assumptions for stock market performance and illustrates how the sooner you start saving for retirement, the better — much better. ... Continue reading this article…

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Balance Sheet, September 2005

by Flexo

What follows is my personal balance sheet for the end of September, 2005. Thankfully, my net worth has made some gains this month. Some of that was due to increased value in my investment accounts and some was due to receiving three paychecks this month. Since I get paid every other Friday, the calendar rewarded ... Continue reading this article…

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Delinquencies Increase

by Flexo

CNN is reporting that according to the American Bankers Association, delinquencies on credit cards (and other loans) have reached an all-time high. Taking a step back, it feels good to realize that I’m not included in these statistics. It has now been a while since I’ve been financially irresponsible. Sure, I make mistakes sometimes, such ... Continue reading this article…

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The $5 Timing Error

by Flexo

I didn’t time a transfer correctly and it cost me five dollars. Thinking a couple of checks wouldn’t be withdrawn from my Wachovia checking account until today, I scheduled a transfer in from an ING Direct savings account for yesterday to cover the funds. It looks like the checks withdrew yesterday but the deposit didn’t ... Continue reading this article…

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0% Balance Transfers

by Flexo

The 0 percent interest credit card balance transfer game is a popular one to play. I had first encountered the trend on the Motley Fool message boards a few years ago. The credit card companies are making these quick-money ideas a little more difficult to navigate, with rules that differ among the many different offers. According ... Continue reading this article…

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Income and Expenses, April 2005

by Flexo

This entry goes hand-in-hand with my April account balances. Three paychecks came my way this month, in addition to some money for a job I did for a friend and my first Google Adsense check. Continue reading this entry to see the chart.

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Emigrant Direct Limiting Features

by Flexo

You may remember that I opened an account at Emigrant Direct to take advantage of their 3.25 percent APY. I received a letter today from the bank explaining that they are limiting one of their features. The letter states: As of Monday, May 23, 2005, EmigrantDirect.com will no longer accept additional deposits to the American Dream ... Continue reading this article…

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