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Boost Your Human Capital: Increase Your Education

by Flexo

Last year, I offered ten ways to boost your human capital. I’ve spent the past few years concerned mostly with the net worth, income, and expense measurements of personal finance, but human capital is just as important as monetary capital. By increasing human capital, you increase your value to society as well as potential future ... Continue reading this article…

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8 Tips for Talking About Money With Your Significant Other

by Margaret

About the author: Margaret is a recent college graduate who, with her boyfriend, plans to save up money to get married, pay off student loan debt and head to seminary. Money is one of those things you’re not supposed to mention in polite conversation. But if you’re married or in a serious relationship, you have ... Continue reading this article…

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Save Money By Not Having Children

by Flexo

I don’t have children; perhaps I will at some point, but I don’t see kids in my immediate future. It’s not due to the cost of raising children, though for many years, I believed I wasn’t in a financial position to provide all that I would want to provide to a child growing up. A ... Continue reading this article…

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Earn More Money: Teaching and Tutoring

by Flexo

This is the third article in a series about methods of supplementing income with spare-time projects. I typically focus on the big changes people can make that result in earning significantly more money, but this series focuses on incremental income. The first article was about becoming a secret shopper and the second was about selling ... Continue reading this article…

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My Varied Job History

by Flexo

For some people, finding the right career is easy. During formative years, perhaps one skill outshines all others, directing someone to develop that skill over time. Perhaps there is one particular area that develops into a passion, and the only choice is to follow that passion regardless of the income potential. In my formative years, ... Continue reading this article…

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Involving Children in Household Money Management

by Flexo

At the right age, involving children in the household financial planning process can be a good way to teach responsible money management. Children internalize best practices when they not only receive meaningful instruction, but have visible, positive role models as parents. If parents want to impart a lesson of “buy only what you can afford,” ... Continue reading this article…

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Financial Tips for Students Entering College

by Flexo

Seventeen years ago I was nervous about what was about to transpire. At this time, although I had been away from home for extended periods of time, I was about to leave for college. Honestly, I thought I might not have been able to handle the responsibilities and the new social environment. Rather than living ... Continue reading this article…

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Best Buy Reward Zone Credit Card Review

by Flexo

Several times, I’ve done what is considered unthinkable by most personal finance experts: I signed up for store credit cards at the point of sale. I have a Macy’s card, which I signed up for a discount on clothing I was planning to buy — clothing that is probably overpriced in the first place. But ... Continue reading this article…

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