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Mobile Payments Could Be the End of Credit Cards

by Flexo
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In my wallet, plastic is king. I use my credit card for almost every transaction, though in rare cases I still go for cash. Like many others in this country and around the developed world, I also carry my cell phone around with me everywhere I go. Cell phone technology is progressing quickly, and this ... Continue reading this article…

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Zions Bank Online Savings Account Review

by Flexo

As of today, Zions Bank offers one of the highest interest rates among high-interest savings accounts. Is it worthwhile to move your money there to take advantage of this interest rate? Today’s interest rate environment is not the best for moving money from bank to bank in search of the highest rate, so the more ... Continue reading this article…

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Study: College Students Aren’t Learning Basic Skills

by Flexo
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A new study following thousands of college students from 2005 through 2009 concludes that students are not learning the basic cognitive skills required for functioning properly in life, namely critical thinking, complex reasoning, and communication skills. The primary assumption that the goal of earning a college degree is obtaining these particular skills is where this ... Continue reading this article…

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Should You and Your Spouse Combine Money?

by Flexo
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In American society in the past, when it was more common for a family to have one income, that income might have covered the family’s expenses that correspond to the expenses that two incomes pay for now. That family, if typical, often consisted of a father, a mother, and two children. The one income was ... Continue reading this article…

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Wachovia to Wells Fargo Transition

by Flexo
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In addition to my bevvy of online savings accounts, I have standard, twentieth-century brick-and-mortar banking accounts, though only at two banks. I opened an account at TD Bank (formerly Commerce Bank) several years ago — because everyone loves being able to visit the branch on a Sunday. My primary branch accounts for personal and business ... Continue reading this article…

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Performance Reviews: Useless or Worthwhile?

by Flexo

As the end of the year approaches, managers and supervisors throughout the corporate world will begin having conversations with the employees who report to them. These conversations usually involve tools like a self-evaluation form completed by the employee, feedback forms completed by the supervisor, and possibly peer evaluations completed by co-workers. There isn’t one part ... Continue reading this article…

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Get Your Free Credit Score With IDENTITY GUARD®

by Flexo

If you’re looking to obtain a copy of your credit report, your first choice should be to visit the website AnnualCreditReport.com. As I mentioned this morning, every American is entitled to three free credit reports, and this is the only website that allows you to view these credit reports for free. Once you’ve exhausted your ... Continue reading this article…

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Podcast 75: Fight Back Against Unfair Debt Collection Practices, Fred Williams

by Flexo

On today’s episode of the Consumerism Commentary Podcast, Tom Dziubek talks to Fred Williams, author of the book Fight Back Against Unfair Debt Collection Practices: Know Your Rights and Protect Yourself from Threats, Lies, and Intimidation. Fred talks about going from being a journalist at the Buffalo News to working at a leading debt collection ... Continue reading this article…

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