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The $700 Bailout Bill Proposed By the Senate is Not Good Enough

by Flexo

In the original version of this article, I was under the impression that the Senate had passed this bill already. It hasn’t; they have only just released the details to the public. A vote will come later. Over the weekend as I watched the Mets end a frustrating season with a disappointing final series, the ... Continue reading this article…

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McCain vs. Obama: Your Future Tax Bill

by Flexo

The nonpartisan Tax Policy Center released a report yesterday that explains in detail the effect that a McCain presidency and an Obama presidency would have on the tax bill for American households. The data are stratified by income range and reflect a wide difference in stated policy between the two candidates. In addition to making ... Continue reading this article…

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Jonathan Clements Exits: The Essence of Money

by Flexo

Jonathan Clements, a columnist for the Wall Street Journal, is leaving journalism. He published his last article on Wednesday, a reflection on fourteen years at the Journal and 26 years writing professionally about money. In the article, he looks at the essence of saving and investing. Why bother? A number of visitors touched on these ... Continue reading this article…

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The Frugal Lifestyle: Are We Missing Out on Life?

by Flexo

Life is short, and I believe it’s important to do and accomplish the things that make us happy while we can enjoy it as much as possible, healthily and with full wits. Is this philosophy at odds with the idea of frugality? A reader recently wrote in with this question for other Consumerism Commentary readers: ... Continue reading this article…

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Shared Money: Combining Finances With Your Partner

by Flexo

Yesterday, I received a question from a reader, Lindsey. I’m not much of a fan of giving advice; there are professionals out there whose job is to provide sound financial advice. All I can offer is my opinion. Here is Lindsey’s question. What should you do if you and your partner decide to combine finances ... Continue reading this article…

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Forget About the Latte Factor

by Flexo

See also: Put Your Savings Into Hyperdrive, Part 4: The Expensive Coffee-Related Drink Factor. I’m sure a number of regular Consumerism Commentary readers have heard about “The Latte Factor®,” the idea (trademarked by David Bach) that cutting back on a cup of gourmet coffee each day will result in wealth in the long term. My ... Continue reading this article…

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A Look At The Number, Part 5: Your Passion

by Flexo

This is Part 5 in a series about The Number by Lee Eisenberg. Part 1 is here, Part 2 is here, Part 3 is here, and Part 4 is here. The third and final section of The Number is about discovering your Number, the net worth or yearly income required to live independently of working. ... Continue reading this article…

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