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Best Buy Reward Zone Credit Card Review

by Flexo

Several times, I’ve done what is considered unthinkable by most personal finance experts: I signed up for store credit cards at the point of sale. I have a Macy’s card, which I signed up for a discount on clothing I was planning to buy — clothing that is probably overpriced in the first place. But ... Continue reading this article…

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Capital One Buys HSBC Credit Card Business

by Flexo
Capital One

Recently, Capital One announced they would purchase ING Direct, and from the feedback I’ve seen, most ING Direct customers are not to happy about this arrangement, primarily due to their experiences with Capital One credit cards. While I’m reserving my judgment until later because credit card operations are usually run by different management than banking ... Continue reading this article…

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Should You Sell When the Stock Market Tumbles?

by Flexo
Scream

Although stocks are opening higher this morning, yesterday brought more devastation to the stock market. Stocks are now down 13 percent over the past week and down 11 percent for the year. This is bad news for stock investors, with the worst short-term performance since the market crashed at the beginning of the recession. This ... Continue reading this article…

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Sales Tax Holidays, 2011

by Flexo

For several years, many states offer sales tax holidays, several dates set aside during which merchants will not charge customers sales tax. Each year, the dates and the participating states change. I’ve updated this list for 2011 as we’re approach the back-to-school shopping season. Consumers should take advantage of the few days their state offers ... Continue reading this article…

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Save Money While in College

by Flexo
Princeton University

Higher education has its benefits, both financial and not. A bachelor’s degree helps ensure lifetime earnings will be greater than someone with just a high school diploma. Aside from the financial benefit, the cognitive skills used in tackling tough academics are useful inside and outside of a career. Nevertheless, college students often start careers at ... Continue reading this article…

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Financial Tips for College Graduates

by Flexo
OLYMPUS DIGITAL CAMERA

College graduation like when you beat Ganon, the resilient bad guy at the end of the classic video game, The Legend of Zelda, for the first time. You’ve been through many levels of challenges, perhaps even used a few “cheats” along the way, and did anything necessary to grow your knowledge and skills, many of ... Continue reading this article…

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Reverse Foreclosure: Man Seizes Bank of America’s Assets

by Flexo

Imagine this: You, accompanied by the sheriff’s deputies, walk into your local Bank of America branch. You tell the sheriff to remove cash from the tellers’ drawers and seize the branch’s furniture and computers. It’s like a dream come true, especially for someone who has been on the receiving end of a bank’s foreclosure. Now ... Continue reading this article…

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Free Triple Credit Score with GoFreeCredit.com

by Flexo

Recently the FTC cracked down on companies advertising free credit reports. These companies — the credit bureaus — created confusion between the government’s truly free AnnualCreditReport.com and their own websites that advertised free credit reports but sometimes nefariously charged customers’ credit cards after a trial period expired for a service they didn’t realize they signed ... Continue reading this article…

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