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Best of 2006, January Through June

by Flexo

At the end of last year, I put together a list of the “Best of 2005,” just a collection of posts here at Consumerism Commentary that might stand out. There was no rhyme or reason to my selection. Needless to say, I’m very lenient with my definition of “best.” We’re more than halfway through 2006, ... Continue reading this article…

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Hello, More Debt (Temporarily)

by Flexo

The last portion of my final student loan was disbursed last week. That means that my debt level has increased again (although I have more funds in the tuition fund at my school to offset that debt). As reimbursements come in from my company, the debt should decreasing again — as long as I can ... Continue reading this article…

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Student Loan Consolidation: The Countdown Begins

by Flexo

As I mentioned last week, it’s time to consolidate your student loans. The U.S. News & World Report has a timely article about conslidation as a way of cutting back your costs. Student loans are basically a way of life for many college graduates. Lately, the interest rates have been so low it’s practically free ... Continue reading this article…

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Time for Student Loan Consolidation

by Flexo

It’s time again for everybody’s favorite game show, Let’s Raise Student Loan Interest Rates! I’m your host, Guy Smiley. At the end of last year, Congress announced that student loan interest rates would increase on July 1, 2006. That day is quickly approaching. The increase is going to be significant. Stafford Loans will have an ... Continue reading this article…

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Sort Out Your Finances

by Flexo

David Bach’s latest column on Yahoo Finance serves as a checklist for getting your personal finances in order. I went through this process several years ago but it would have been nice to have some guidance. Simply getting your information together in one location is the essential first step in organizing your financial life. Here’s ... Continue reading this article…

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Best Of 2005

by Flexo

As the year is coming to a close, and I will be less available over the next few days, the opportunity is perfect for taking a look at Consumerism Commentary and compiling a list of “best” (or most popular) entries from the year. This will be the 570th entry in 2005, but only a few ... Continue reading this article…

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Time to Consolidate

by Flexo

I spent the last 45 minutes or so consolidating my student loans. I’m a graduate student, working on my Master of Business Administration degree from the University of Phoenix Online. Even though I have these loans, they get paid off as soon as I receive my reimbursement check from my company. However, when I first ... Continue reading this article…

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Student Loan Consolidation

by Flexo

Most people are predicting that interest rates on student loans will go up on July 1. It might make sense for people with these loans to consolidate before the rate increase. I still have a small portion left over from my undergraduate degree but I’ve also begun accumulating a balance from my graduate degree, 90 percent ... Continue reading this article…

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