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The Power of the Coupon Compels You

by Luke Landes
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My birthdate is public knowledge. I’ve entered it on credit card applications, brand loyalty program forms, and websites like Facebook. Computers all over the world know when my birthday is coming, and companies use this information to help fake a personal relationship. It’s not a bad approach, but it certainly is fake. No individual marketing ... Continue reading this article…

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Giving Your ZIP Code to Cashiers

by Luke Landes

One of my first jobs as a teenager, twenty-some years ago, was a salesperson at Radio Shack. Our point-of-sale system functioned on phone numbers for some reason, so whenever a customer wanted to purchase something, we asked the customer for his or her phone number. Even if the customer was buying a pack of AA ... Continue reading this article…

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H&R Block Online Tax Filing Review

by Luke Landes
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This is a relatively long review of H&R Block’s online tax preparation and filing service. H&R Block has provided Consumerism Commentary with six coupon codes for H&R Block Premium Edition, the most complete service offered by the company. If you haven’t filed your household’s tax return yet, chances are taxes are on your mind. If ... Continue reading this article…

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Are Groupon’s Super Bowl Ads Offensive?

by Luke Landes

Update: Groupon has pulled the controversial ad campaign described here. I’m a big fan of Christopher Guest. He has wrote and directed several great films, popularizing the “mockumentary” genre. This is Spinal Tap is one of his highly-acclaimed films. He has also directed many commercials, some of which feature his regular troupe of actors, those ... Continue reading this article…

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Podcast 93: Debt Free for Life, David Bach

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is David Bach, author of Debt Free For Life: The Finish Rich Plan for Financial Freedom, the latest in the Finish Rich series of books and online tools. David, Flexo and Bryan discuss financial changes in the last year, the national trend toward paying down debt, the Done ... Continue reading this article…

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Black Friday Onslaught: Truly Frugal Holidays

by Luke Landes

With the first cold weekend after the summer, I can tell just by looking around that people everywhere have begun thinking about the holiday season. I’m not talking about Veterans’ Day or Thanksgiving; Christmas is the day on people’s minds as they erect their gaudy displays. The advertisements are not yet full-force on television, but ... Continue reading this article…

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Carnival of Personal Finance #281: Halloween Candy Edition

by Luke Landes

Holidays are about two things: family and food. Halloween is no different. Although families celebrate some holidays with a large meal, with ingredients like turkey, ham, fish, potatoes, and pies, the central food theme of Halloween is candy. Once a year, everyone is provided an excuse to eat the stuff that parents always told them ... Continue reading this article…

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3 Mistakes I Made That Cost Me Thousands

by Darwin

This is a guest article written by Darwin, the author of the blog Darwin’s Money. Darwin is a numbers guy with an MBA. If you like this article, subscribe to the Darwin’s Money RSS feed for more. You live and you learn, right? Well, that can be expensive when you’re first setting out in the ... Continue reading this article…

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