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The Good, the Bad and the Ugly of Credit Cards, Part 3: The Ugly

by Flexo

This is the third and final part in a short series about credit cards and the people who use them. If you haven’t yed, read Part 1: The Good and Part 2: The Bad. Keep reading for something ugly. Part 3: The Ugly Credit cards are in business to make money. The fact of the ... Continue reading this article…

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Money Magazine: 25 Rules to Grow Rich By, Part 4

by Flexo

Money Magazine came up with 25 “rules of thumb” that will help your grow rich, albeit very slowly. Rules of thumb are often appropriate only for a fictional “average person,” but they can be good starting points for determining what is the right choice for any individual. I’ve looked at the first fifteen so far, ... Continue reading this article…

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September Retrospective

by Flexo

Look deeper into Flexo’s history. In September 2004, I wrote about where I had been for the prior few months and returned to regular updates at Consumerism Commentary. I also complained about a new, stealth annual fee being charged by my broker at the time. Last year around this time, I wrote what turned about ... Continue reading this article…

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Carnival of Personal Finance #53

by Flexo

Welcome to the anniversary edition of the Carnival of Personal Finance! What a year it has been. The first Carnival of Personal Finance was posted on June 20, 2005. To celebrate the Carnival’s first birthday, I asked participants to submit two articles: a recent favorite as usual and one of their favorites from the past ... Continue reading this article…

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Your Secret Bankruptcy Risk Score

by Flexo

Now that the methodology behind credit scores has been in the public for a long time, banks have found a new measurement which they’ve managed to keep somewhat private. While this calculation has been in use for twenty years, it has largely been kept off the public radar screen. Your bankruptcy risk score is used ... Continue reading this article…

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Best Of 2005

by Flexo

As the year is coming to a close, and I will be less available over the next few days, the opportunity is perfect for taking a look at Consumerism Commentary and compiling a list of “best” (or most popular) entries from the year. This will be the 570th entry in 2005, but only a few ... Continue reading this article…

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Carnival #20!

by Flexo

The Carnival of Personal Finance has reached issue #20, and is hosted this week by WealthyWeb. All of the articles submitted and included are worth reading, but particularly these: * 2million realized that 0 percent balance transfers (like the one I attempted) have a negative affect on a credit score. * When it’s not rabbit season ... Continue reading this article…

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More Carnivals

by Flexo

Consumerism Commentary has also been featured this week in the Carnival of Capitalists and the Carnival of Debt Reduction, with the entries Raise Your Credit Score and Free Credit Reports.

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