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Put Your Savings in Hyperdrive, Part 3: Automate Your Savings

by Luke Landes

If you’ve ever run from one point to another, you’re probably aware that there is a limit to your speed. With “analog” equipment like the bones, muscles, joints and tendons in your legs and feet, there are physical limitations that prevent you from going too fast. Don’t worry. Thanks to recent inventions, it’s quite easy ... Continue reading this article…

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Put Your Savings in Hyperdrive, Part 2: Keep Your Change

by Luke Landes

Whether you’re trying to establish an emergency fund or putting money away to take your dream vacation, you can reach your goal faster by putting your savings in hyperdrive. Unfortunately, scientists have not yet perfected time travel. When they do, saving for retirement might only entail traveling back to the 18th century to deposit $1,000 ... Continue reading this article…

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Importance of Budgeting Relates to Financial Condition and Habits

by Luke Landes

Businesses use budgeting to forecast income and expenses for the year. With a budget, individuals who manage companies’ money will have a decent of idea of how much cash they need at any time of the year to meet the company’s obligations. Personal budgets work the same way. At the beginning of the year, it’s ... Continue reading this article…

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Take This Rule of Thumb Quiz

by Luke Landes

I often rail against “financial rules of thumb” for their overly simplistic view of what are often complex situations. There is far too much potential for snappy catchphrases to lead people to refuse to think and evaluate situations on their own. Rules of thumb don’t take into account individual circumstances and even the most popular ... Continue reading this article…

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Misconceptions About the Transition to Digital Television

by Luke Landes

Whenever the subject turns to high definition television, I’ve always found a few people who are disappointed because they believe they need to sell their television and upgrade to high definition by February 17, 2009, they day the lights go out on analog broadcasts. This is a significant misconception, an incorrect assumption that is encouraged ... Continue reading this article…

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5 Stupid Financial Mistakes I Made in 2007: Failing to Remain Competitive Within My Field

by Sasha

I’ve made a few financial mistakes in the past year, but the last one I’ll share is perhaps the worst of all, since it’s about more than just money. If I don’t recover from this one, I could pay years of penance, not just suffer through one dismal tax year. My earning potential is something ... Continue reading this article…

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New $25 Sharebuilder Bonus Promotional Offer

by Luke Landes

Updated June 28, 2010. If you’re a long-time reader of Consumerism Commentary, you may remember that I earned over $175 in bonuses over a year ago by using a number of promotional offers for opening accounts at ShareBuilder. Now that ING Direct has acquired ShareBuilder, they’re bringing back the $25 bonus. Simply open a new ... Continue reading this article…

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5 Stupid Financial Mistakes I Made in 2007: Failing to Balance Rental Property Income with Deductible Expenses

by Sasha

2007 may be my worst tax year ever. Not only did I fail to qualify for the full energy credit and fall out of touch with my tax accountant, but I made it worse by having a great year with my rental properties. A great year which I did not sufficiently offset, and that’s my ... Continue reading this article…

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