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Visualize Your Debt Payments

by Luke Landes

If you’re a visual person, you may like this debt repayment calculator I discovered via Consumerist. After you input the terms of your debt (only one account at a time), it presents a colorful timeline of your payments and end-of-year totals.

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Reading for the Drive Home

by Luke Landes

Perhaps I’ll focus on one or more of these articles tonight. * The best ways to negotiate a higher salary. * $1,000,000,000,000 in assets under management for the new Merrill Lynch/BlackRock merger. * Seven steps to stellar credit. This reminds me it’s time to order my next free credit report. * Here’s Yahoo Finance’s collection ... Continue reading this article…

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Tax Credits for Better Energy Efficiency

by Luke Landes

While energy is more expensive this year, I’ve done a good job so far of keeping the cost of heating my apartment comparable to my expenses last year. Today, I noticed an article describing little-known tax credits available for those who upgrade their homes for better energy conservation. Some of the upgrades are expensive, and ... Continue reading this article…

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What’s In My Wallet

by Luke Landes

I haven’t had much to write about lately. I’ve been quite busy at work and with school work. The good news is I should be finished with my master’s degree in September. There have been some good and some bad aspects of my program, and I plan on giving it a lot of attention on ... Continue reading this article…

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Changes to Online Job Hunting

by Luke Landes

According to CNN, searching for jobs online is getting more difficult starting today. There are new federal regulations that put simply create a situation where it benefits employers to have fewer active applicants for any certain position. In order to be seriously considered for a position, not only does your resume have to be tailored ... Continue reading this article…

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Balance Sheet, January 2006

by Luke Landes

We’re already one month into the new year. Time does fly by quickly. If you continue reading this entry, you’ll see my latest account balances followed by some explanations.

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Citibank Check Received

by Luke Landes

A few weeks ago, I requested a check from Citibank to cash in my “rewards” from the Citibank Divident Platinum Select card. The extra $100+ will help pay for January’s unexpected expenses. I have to say I much prefer the idea of the credit card companies sending me money rather than me sending my money ... Continue reading this article…

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Carnival of Debt Reduction

by Luke Landes

Welcome to Consumerism Commentary for the 20th edition of the Carnival of Debt Reduction! If you are new to this blog, take a look around. You may want to find out more about me or browse through a categorical “Best of 2005.” The Carnival of Debt Reduction is a living document that travels from week ... Continue reading this article…

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