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Credit Card Solicitation to the Extreme

by Luke Landes

While we’re on the topic of credit cards, this story was submitted to me by one of my biggest fans. If you ride in elevators every day, like I do for my day job in a big corporate headquarters, then you’re familiar with the emergency telephone. The device is used in emergencies to call for ... Continue reading this article…

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Your Credit Report Affects Your Cards

by Luke Landes

If you carry a balance on your credit card from month to month (which I strongly feel should not be done if possible), be extra careful about negative items hitting your credit card. In the past, credit card companies would raise their interest rates to a card user who misses a payment or two. Missing ... Continue reading this article…

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Google AdSense Referral Program

by Luke Landes

Today, Google introduced a referral program for AdSense. It works very simply: if John clicks on Jack’s referral button and signs up as a publisher, when John earns his first $100, Jack’s account will be credited $100. Honestly, AdSense has been the most consistent performer for all of the websites I handle, although I wouldn’t ... Continue reading this article…

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Carnival #20!

by Luke Landes

The Carnival of Personal Finance has reached issue #20, and is hosted this week by WealthyWeb. All of the articles submitted and included are worth reading, but particularly these: * 2million realized that 0 percent balance transfers (like the one I attempted) have a negative affect on a credit score. * When it’s not rabbit season ... Continue reading this article…

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Attack of the Killer Inflation

by Luke Landes

Liz Pulliam Weston at MSN Money is exploring the possible scenario in which inflation takes off in a manner like the period from 1979 to 1981. Even if inflation isn’t as high as 13.58 percent in one year, like it was in 1980 according to the Bureau of Labor Statistics, the picture Liz draws can come ... Continue reading this article…

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Teaching Kids About Money, Part 2

by Luke Landes

Previously, I mentioned Yahoo Finance’s latest feature on teaching children about money. This post continues with that feature. Lynne Ticknor acknowledges that schools often don’t have the resources to teach classes beyond core curriculum. Personal finance classes are therefore difficult to find in public schools. Thus, the responsibility falls on the parents, who as many ... Continue reading this article…

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Carnival of Personal Finance #19

by Luke Landes

Welcome to the Carnival of Personal Finance, 19th edition! You are visiting Consumerism Commentary, a website where I discuss my personal finances with links to related news with commentary every once in a while. Here is a little about me and this website. You can browse my latest updates or start with the “Best Of ... Continue reading this article…

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Balance Transfer Not Accepted

by Luke Landes

In the last few weeks, I opened a Discover Miles Card account, which was offering one of the free 0 percent APR balance transfer deals. I decided to take advantage, to earn some interest on the credit. Everything went smoothly until today. My Wachovia Visa (operated by MBNA) received the $7,500 and posted it to my ... Continue reading this article…

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