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Cashiers Offering Credit Cards at Register

by Luke Landes

In almost every store I visited while shopping over the last week, the cashiers offered me an additional discount if I’d apply for (and be granted) a store credit card. Usually a 10 percent discount for the entire day is part of that offer. According to MSN Money, some companies have been offering more, such as ... Continue reading this article…

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Bank of America’s Keep The Change

by Luke Landes

Some time ago, Bank of America introduced a new program for its checking account, savings account, and debit card holders called Keep The Change. A friend of mine asked me to write about this program quite some time ago, and I said I would do so. I try to keep my word. The premise is ... Continue reading this article…

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Balance Sheet and Income Statement, November 2005

by Luke Landes

It’s that time again. Time to own up to the facts and share my detailed financial position with the world. Continue reading this post to see if this has been a good month or a not-quite-as-good month. First my net worth, then my income and expenses.

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Carnival Time

by Luke Landes

It’s the first day back at work for me, although I don’t feel like I had much of a vacation. This is despite spending almost an entire week in California spending time with family. Let’s get back into the swing of things with this week’s Carnival of Personal Finance, hosted by Financial Fruition, which includes ... Continue reading this article…

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Dinged Rental Cars, Dinged Wallet

by Luke Landes

At the most, I would rent a car once or twice a year when I find myself traveling to remote cities for friends’ weddings, for example. Luckilly, this has not yet happened to me. According to the New York Times, it’s common for rental car companies to charge mutiple customers for the same dings or ... Continue reading this article…

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Are You Pursuing Your Passion?

by Luke Landes

I am struggling to determine my “dream job.” I would like to get out of the rut I believe I am in, but I’m not quite sure what to do. How do people determine their dream job? I think most individuals stumble upon it by accident, while others — possibly many more — never find ... Continue reading this article…

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Regular Rundown

by Luke Landes

* The newest redesign of MSN Money is in preview, and I’m not impressed. * Consumers use home equity to pay for holiday gifts. No surprise; they also use credit cards. Some use equity to pay off credit cards. Debt warp! * Online advertising is soaring. MSN charges between several thousand and one million dollars ... Continue reading this article…

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Carnival of Personal Finance #22

by Luke Landes

Welcome to the Carnival of Personal Finance, 22nd Edition! I’m not quite sure what happened to this week’s actual host, so I’m filling in. I may have missed your submission — please send me a quick note and I’ll add yours in if I did. Here are this week’s submissions, in reverse order of arrival. ... Continue reading this article…

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