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Emergency Funds, Doing Okay?

by Luke Landes

We hear all the time how Americans are not saving enough for emergencies. The “Emergency Fund” is heralded as the first step in getting a sound financial footing, before thoughts about investing in stocks or making large purchases enter the brain. The idea of putting aside cash for a (very) rainy day has been a ... Continue reading this article…

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Lucky Number 13

by Luke Landes

The Carnival of Personal Finance #13 is now available at Smart Money Daily. My post about the credit card grace period is included. Many good articles from other bloggers are included as well.

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Credit Card Grace Period

by Luke Landes

After I learned to stop using my credit card for buying things and paying for expenses, I learned how to use my credit card deals for buying things and paying for expenses. By this, I mean I realized that I can use the credit card as a tool, especially if it offers a rebate like ... Continue reading this article…

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Income Statement, August 2005

by Luke Landes

In conjunction with my August balance sheet, here is my August income statement, followed by some notes.

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Balance Sheet, August 2005

by Luke Landes

Once again, ladies and gentlemen, it’s time for the monthy progress report. The good news is my balances went up this month. The bad news is that it wasn’t by much. If I get around to posting my income sheet for the month, we’ll be able to see where the problems lie. I keep adding ... Continue reading this article…

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Verizon Wireless $25 Referral Bonus

by Luke Landes

Did you know that you can easily get a $25 credit on your Verizon Wireless phone bill? I don’t recall seeing it advertised anywhere, but if a new customer lists an existing customer as a someone who referred him or her to the company, the existing customer will receive $25 to be used towards their ... Continue reading this article…

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Free Credit Reports Now Available!

by Luke Landes

The rest of the country was given this benefit at varying times earlier this year, but it finally has come to the east coast. I was going to wait until September 1, the official “release date,” but as MyMoneyBlog noted, the floodgates have opened a few days early. I’m talking of course about free credit ... Continue reading this article…

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Online MBAs Making the Grade

by Luke Landes

A few months ago, I asked if Master of Business Administration degrees are worthwhile. The conversation that ensued began to focus primarily on those MBAs of the online variety, one of which I am currently pursuing at mostly my company’s expense. Business Week has also evaluated the merits of an MBA from an online program. ... Continue reading this article…

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