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Time to Think About Gift-Giving

by Luke Landes

Fool.com: Couples and the Christmas Cash Crunch Have you budgetted for the holiday season? Planning on going into debt to pay for all the people in your life who deserve the kind of Christmas you used to have? There are some good tips in this article to help you get through the holiday season without ... Continue reading this article…

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Financial Update

by Luke Landes

Here’s how I’ve been doing this past month in saving money. I’m not including my new student loan in this because I should be reimbursed for my classes from my company as I finish them. However, I plan on using the reimbursement to pay off my earlier student loan with a higher interest rate first, ... Continue reading this article…

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Financial Update

by Luke Landes

It’s been a while since my last update. I’m afraid I haven’t been able to save much with my move.   July 16 September 12 Cash Accounts: $ 9,825 $ 11,417 Taxable Investments: $ 2,722 $ 2,795 401k (Pre-Tax): $ 6,127 $ 6,846 Roth IRA: $ 150 $ 485 Credit Cards: ($ 447) ($ 2,816) ... Continue reading this article…

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Good Rate for Savings

by Luke Landes

Their ruthless tactics are starting to pay off for savings-minded customers. Capital One is the type of company that offers credit cards to people with poor credit history. People who are happy to qualify for a credit card are willing to pay high interest rates (upwards of 20 percent APY) and yearly fees (upwards of $50) ... Continue reading this article…

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Basic Advice For Future Millionaires

by Luke Landes

We’ve compiled a list of some rules of thumb that you might hold up against your budget, debt, savings, life insurance and net worth. This article paraphrases most books on personal finance, and manages to do so in just a few short paragraphs. I can do one step better: I’ll now paraphrase the article into ... Continue reading this article…

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Welcome and About Me

by Luke Landes

Welcome to a new weblog dedicated to the struggle for personal financial freedom. While it’s mainly about my strife, there are a many great things that can be pulled in from the internet. I hope to explore many different points-of-view on the topics of financial independence, work-for-life and other philosophies, and money in general. So ... Continue reading this article…

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