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Wealth Gap: Young Vs. Old

by Flexo

The wealth gap is growing, and if the Occupy Wall Street and its satellite protests are any indication, those not within the top one percent of income earners are not happy with their circumstances or the policies that help foster the wealth of those at the top. It’s been called class warfare, but there are ... Continue reading this article…

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Credit Unions Successfully Woo 650,000 New Customers

by Flexo

Bank of America has given into the pressure of losing more than just a few unprofitable customers, canceling its planned $5 monthly debit card fee. The damage, not just to Bank of America but to retail banking overall, has already been done. The Credit Union National Association has counted, state by state, a total of ... Continue reading this article…

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Should Hedge Funds Receive Special Treatment?

by Flexo

The Security and Exchange Commission (SEC) has advised the managers of super-secret hedge funds, investments of the most wealthy, that they will soon need to disclose more information to the regulators. Highly leveraged hedge funds contributed to the economic collapse, but the pressure to increase oversight has been mostly ignored by the industry. In response ... Continue reading this article…

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Under-reporting Personal Household Debt

by Flexo

If you want to know how much credit card debt Americans have, don’t ask the borrowers. For years, economists have sought debt data from both borrowers and lenders for credit card debt and four other debt categories. Borrowers report their debt balances by responding to household surveys, like the Survey of Consumer Finances. Lenders report ... Continue reading this article…

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Boost Your Human Capital: Explore Beyond Your Industry

by Flexo

If there’s anything to take away from an extended period of unemployment, it’s that human capital can mean the difference between receiving a good job offer and remaining unemployed. There are many facets of human capital, and as your human capital increases, so does your marketability. There are many ways you can gain an edge, ... Continue reading this article…

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Incomes Decreased More After Recession Than During Recession

by Flexo

A new analysis of household income reveals some statistics that might be counter-intuitive. The study, authored by former Census Bureau economists Gordon W. Green Jr. and John F. Coder and published by Sentier Research, shows that median income for Americans has decreased more sharply during the economic recovery than during the recession. The survey that ... Continue reading this article…

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Earn More Money: Online Surveys

by Flexo

This is the fourth article in a series about finding methods of earning incremental income. Some people have a desire to earn more money without the available time to learn a new skill or start a new business. I’ve written about becoming a mystery shopper, selling items on eBay, and teaching and tutoring. The key ... Continue reading this article…

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Do Millionaires Pay Less Tax Than Their Secretaries?

by Flexo

Warren Buffett has frequently claimed that he pays less tax as a percentage of his income that his secretary. President Obama has jumped on this as a basis for the Buffett Rule, a new proposed tax code that ensures that millionaires pay their fair share of income tax. According to Buffett, his effective tax rate ... Continue reading this article…

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