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Gas-Guzzlers Downshift

by Flexo

Coult it be that American consumers have started turning thier backs to gas-guzzling monster machines? From CNN: * Large SUV sales are 11.2 percent lower than they were at this time last year, according to AutoData. * In the “beige book” released Wednesday, the Federal Reserve reported a shift to vehicles that use less gas. ... Continue reading this article…

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Carnival of Personal Finance #8

by Flexo

Welcome to this week’s Carnival of Personal Finance (basic introduction, schedule) and welcome to Consumerism Commentary (about, best of) to any new readers! This is the eighth installment of the Carnival. In this issue: Designer Pets. Free Money Finance discovers the latest craze for dog owners, crossing poodles with other breeds, giving us wonderful breednames ... Continue reading this article…

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The Golden Ratio and the Market

by Flexo

There are a lot of crazy theories about movements of the stock market. Take a look at Elliott Waves for instance. Supporters believe the tenets of Elliott Wave Analysis like a religion, while those who disagree believe the theory is bunk. Have you ever heard of the golden ratio? It is related to the Fibonacci ... Continue reading this article…

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Spend Less In Retirement?

by Flexo

Here’s an interesting contrarian point of view, and one with which financial planners will surely disagree: You may be saving too much for retirement. According to the Department of Labor [survey results here], as age increases, spending decreases in all categories other than health care. However, the facts won’t get in the way of financial ... Continue reading this article…

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Welcome

by Flexo

Welcome to all new readers coming from the Wall Street Journal Sunday Edition. [Alternative link to article.] You may be interested in an introduction to this website or a list of what may be the best of Consumerism Commentary. My latest balance sheet and expense report is here and you can browse entries by category ... Continue reading this article…

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Eminent Domain Rules Officially Changed

by Flexo

Let’s say you own a home, like many people in this country do. Let’s go further and say that you own the property completely. Maybe you had a mortgage, but it’s completely paid off. The property is yours. Well… as Jon Stewart is fond of saying, not so much. If your state government decides that ... Continue reading this article…

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New Jersey is a Red State

by Flexo

Do you live in a red state? I’m not talking politically. Experian has compiled data from credit reports to determine which U.S. states represent the highest average debt (not including mortgages) per person. There’s a nifty color-coded chart, as well. The red states have the highest average debt. The New England states rank high… but ... Continue reading this article…

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Green Zapped

by Flexo

A while back, I opened an account with GreenZap, a supposed alternative to PayPal. At the time, they were offering a nice referral deal: spread the word and get $25 or something. Some were quick to refer others, but I didn’t want to recommend a service that had yet to be proven. JP at MyMoneyBlog ... Continue reading this article…

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