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Tax Bill or Tax Refund, Which is Better?

by Flexo

There are two typical responses when a person finishes preparing his tax return, depending on the result. If he owes money, I hear, “Do’h! I have to pay the government more. I wish they’d use my money more efficiently.” If he is due a refund, I hear, “Woohoo! I’m going to get a big fat ... Continue reading this article…

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5% APY on 12-Month CDs!

by Flexo

If that title gets you excited, you’ll be happy to know that more and more banks are offering 5 percent interest yield (or higher) on certificates of deposit (CD). CDs are a little less liquid than a straight savings account, which means there may be a penalty if you withdraw your money before that 12 month ... Continue reading this article…

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Seven Tax Mistakes You Might Make, Part 1

by Flexo

First of all, I finished my taxes over the weekend. I started out using Turbo Tax Online, which I have used for the last three years. I decided to look around for better deals, and I’ve settled on Tax Act for now. I may not file online, however. While my initial estimates had me owing ... Continue reading this article…

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What To Do When Your Bank Is Merging

by Flexo

Marketwatch has published an interesting article with advice for customers whose banks are going through a merger. I’m no stranger to this phenomenon. When I was 16, I had my first bank account with New Jersey National Bank. It was sooner or later bought by or merged with CoreStates (Dec. 6, 1996), then First Union ... Continue reading this article…

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Interesting Blog Articles

by Flexo

If you missed these articles in the last week, make sure you take a look. * Jim mentioned something on Blueprint for Financial Prosperity that I discussed with Amy yesterday. Just because a store is offering a deal, it doesn’t mean it’s worthwhile to make the purchase. If the deal is for something you don’t ... Continue reading this article…

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Cashiers Offering Credit Cards at Register

by Flexo

In almost every store I visited while shopping over the last week, the cashiers offered me an additional discount if I’d apply for (and be granted) a store credit card. Usually a 10 percent discount for the entire day is part of that offer. According to MSN Money, some companies have been offering more, such as ... Continue reading this article…

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Balance Transfer Not Accepted

by Flexo

In the last few weeks, I opened a Discover Miles Card account, which was offering one of the free 0 percent APR balance transfer deals. I decided to take advantage, to earn some interest on the credit. Everything went smoothly until today. My Wachovia Visa (operated by MBNA) received the $7,500 and posted it to my ... Continue reading this article…

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