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Income Taxes: Done and Over With

by Flexo

I decided to bite the bullet and do my income tax return without any professional assistance. I was originally considering working with a tax accountant due to the increased income from my side business. As it turns out, it wasn’t as complicated as I thought it would be. I’m pretty sure I was able to ... Continue reading this article…

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Automate Your Emergency Savings

by Flexo

David Bach, author of The Automatic Millionaire, offers suggestions for making your emergency savings automatic. Before we get to the tips, most people agree that building an emergency stash of cash that can last long enough to cover three to six months should be one of the first financial priorities, even for those in debt. ... Continue reading this article…

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Was Your Credit Card Number Stolen in February?

by Flexo

If you have ever been a customer of Hotels.com, this might affect you. Credit card numbers and names of 243,000 of the company’s customers were on a laptop computer stolen from an Ernst & Young employee in February. They only began notifying customers last week as until recently, the companies didn’t know what was contained ... Continue reading this article…

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TIAA-CREF Didn’t Fund My SEP IRA

by Flexo

In order to reduce my 2005 taxes a little, I decided to throw some of my self employment income into a SEP IRA. The great thing about SEP IRAs is that I can invest above and beyond the normal contribution limit for Traditional and Roth IRAs as well as beyond the employer 401(k) plan offered ... Continue reading this article…

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Spend More With Cash or Plastic?

by Flexo

Liz Pulliam Weston is suggesting using cash rather than plastic because of an inclination to overspend. I’m a big fan of credit cards. Most offer fraud protection and online reconciliations so I always know exactly what I am spending. When I pay the balance off at the end of the month, it’s also nice to ... Continue reading this article…

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The Carnival is Up!

by Flexo

The latest Carnival of Personal Finance has been posted on the MoneyBlogNetwork. Some of the articles that interest me this week are How Do You Think About Money, Debit Cards — What’s the Point?, You Don’t Really Want to Be Rich, and I Could’ve Told You So. Check out all the great articles over at ... Continue reading this article…

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What’s In My Wallet

by Flexo

I haven’t had much to write about lately. I’ve been quite busy at work and with school work. The good news is I should be finished with my master’s degree in September. There have been some good and some bad aspects of my program, and I plan on giving it a lot of attention on ... Continue reading this article…

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Bank of America’s Keep The Change

by Flexo

Some time ago, Bank of America introduced a new program for its checking account, savings account, and debit card holders called Keep The Change. A friend of mine asked me to write about this program quite some time ago, and I said I would do so. I try to keep my word. The premise is ... Continue reading this article…

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