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Balance Sheet, January 2006

by Luke Landes

We’re already one month into the new year. Time does fly by quickly. If you continue reading this entry, you’ll see my latest account balances followed by some explanations.

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Overspending vs. Underearning

by Luke Landes

Are you an underearner? The general consensus for increasings savings in financial advice circles is to rein in your spending, since the expense side of the equation is easier to manage than the income side. You can cut back your spending on cable television by 50 percent, but getting an equivalent 50 percent increase in pay is ... Continue reading this article…

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The Carnival is Up!

by Luke Landes

Good morning! The Carnival of Personal Finance is up at Fat Pitch Financials! There are so many articles to choose from. When you’re done reading, don’t forget to check out the latest Carnival of Debt Reduction which I posted earlier this morning. More Carnivals should be published later this morning, but I’ll be taking care ... Continue reading this article…

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Carnival of Debt Reduction

by Luke Landes

Welcome to Consumerism Commentary for the 20th edition of the Carnival of Debt Reduction! If you are new to this blog, take a look around. You may want to find out more about me or browse through a categorical “Best of 2005.” The Carnival of Debt Reduction is a living document that travels from week ... Continue reading this article…

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Friday Reading

by Luke Landes

* Don’t forget to submit your entries for the Carnival of Debt Reduction to me. * Glücklich Geburtstag, Herr Mozart! Sie sind nur zweihundert und fünfzig heute. Danke für alle Ihre Musik! * Sprint Nextel sues those companies selling phone records online. * Four ways to save on college costs. * Ford plant bans competitors’ ... Continue reading this article…

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Income Disparity by State

by Luke Landes

Incomes are going up somewhat, but they’re going up much faster for high-income families. A report by the Economic Policy Institute provides state-by-state details to show you just how much those in the executive suite are sweeping the floor with the underlings. CNN helpfully compiled the data into tables which allow you to drill through ... Continue reading this article…

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Participation Requested

by Luke Landes

One thing we would like to accomplish with the MoneyBlogNetwork is to spotlight other wonderful blogs covering personal finance. AllThingsFinancial is spearheading the campaign, so if you’re a blogger and you’d like your website to be featured, visit AllThingsFinancial and send an email to JLP. Here’s another chance for bloggers to participate: Next Monday, I’ll ... Continue reading this article…

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Saving is Anti-American

by Luke Landes

A survey released by ACNielsen today has determined again that Americans are the world’s worst savers (among developed countries). Nearly a quarter (22 percent) of Americans have no money left once they’ve paid for their essential living expenses and spent their discretionary dollars. That puts the United States at the top of a list of ... Continue reading this article…

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