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‘Tis The Season

by Luke Landes

Jennifer Mulrean over on MSN Money put together a nice article regarding results for a holiday shopping related survey. Here are some interesting tidbits: * Most respondents are giving gifts to between six and ten people. * 300 respondents (out of more than 2,000) are giving no gifts. * A plurality (21 percent) of respondents are ... Continue reading this article…

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Finance Blogs

by Luke Landes

When I first started this weblog in July, 2003, I had been blogging for years already at a different location. At the time I started Consumerism Commentary, I knew of only one other personal finance blog on the internet, PFBlog. Now, just like all other types, more blogs centered around personal finance have sprung up. ... Continue reading this article…

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Debt Help

by Luke Landes

From MSN Money and Bankrate.com, 15 signs you need help with your debt. Seek help from a credit counselor if you do: Any trip to a credit counselor should be preceded by a thorough analysis of your family’s personal finances: how much money you have saved, how much you owe, how much you have coming ... Continue reading this article…

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Fed Moves Up

by Luke Landes

You may have heard that the Federal Reserve Bank (aka. The Fed) has raised its interest rate by one quarter percentage point to 2 percent. (Another way of saying one quarter percentage point is 25 basis points—a “basis point” is a hundredth of a percentage point.) Digressing for a second, I should clear up any confusion ... Continue reading this article…

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Extreme Money Ultimate Kung-Fu Challenge

by Luke Landes

Jeanne Sahadi takes the simple question, “How do you define ‘living within your means?’” and turns it into some kind of poorly-dubbed martial arts movie or strange game show (if you judge by the title of the article). Nevertheless, I agree her with her analysis of the above phrase: Ideally, I’d define living within your ... Continue reading this article…

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The New $50 is Here

by Luke Landes

Ulysses S. Grant looks ready to go to war with Iraq in this new portrait. Here’s the announcement of the new bills entering circulation. I’m enjoying the new renaissance in bill and coin design.

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Monthly Update?

by Luke Landes

Some readers have been curious about my monthly status. Some are concerned because I haven’t been posting regular updates over the last few months. Here’s the issue, for some background… In March, I decided to leave my corporate job to teach in a high school. This is what my college education was geared to, and ... Continue reading this article…

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Are You Saving?

by Luke Landes

MSN Money – 7 reasons Americans save so little This article makes us aware that Americans do not save enough money and throws us some statistics. Psychology, miseducation, and no consequences for being in debt seem to be the reasons offered. How much of your income (as a percentage) do you save?

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