As featured in The Wall Street Journal, Money Magazine, and more!

Search: debt

Student Loan Debt Surpasses Credit Card Debt

by Luke Landes

According to the latest statistics from the Federal Reserve and the publisher of FinAid.org, the total amount of money Americans have borrowed on government and private student loans at $830 billion has surpassed the total American consumer balance on credit cards, only $827 billion. As the Wall Street Journal mentions when sharing this information, this ... Continue reading this article…

13 comments Read the full article →

Our New Budget Could Mean Extra Car Payments

by Smithee

Last week I talked about the need for my wife and I to decide on a new savings goal. We had been saving ten percent of our paychecks each month in the Joint Savings Account, which allowed us to do some fun things and avoid credit cards, but wasn’t really a place for money to ... Continue reading this article…

9 comments Read the full article →

How To Combine Finances for Couples

by Luke Landes
3641641090_0fab9beaf4_b[1]

When a couple marries or otherwise commits to be in a long-term relationship with each other, the question of whether to combine money usually arises. The debate about whether what could be called “his money” and “her money” should become “our money” is endless. Different arrangements work for different couples, and this article doesn’t address ... Continue reading this article…

10 comments Read the full article →

No More Credit Card Debt, Now We Need a New Budget

by Smithee

I’ve had thousands of dollars in credit card debt since 1997. I remember applying for a job in March of 2001 which I calculated would help me erase my credit card debt in about twelve months. I didn’t get that job. Nobody got that job, in fact, the entire web design sector was crashing, and ... Continue reading this article…

14 comments Read the full article →

How To Do What You Love And Get Paid – $1,000 or More a Month

by Ramit Sethi

This is a guest article by Ramit Sethi, author of the best-selling personal finance book, I Will Teach You to Be Rich. He recently launched a new program, Earn1k, to help people earn more money on the side. To get a free mini-course on earning more, sign up here. Ramit will also be our guest ... Continue reading this article…

9 comments Read the full article →

Making Work Pay Tax Credit Extension

by Luke Landes

The 2009 economic stimulus, usually called the Making Work Pay tax credit, provided slightly bigger paychecks for the middle class throughout part of 2009 and all of 2010. This benefit is in danger of expiring if Congress does not act to extend or renew the credit. This stimulus took a different form than those previous. ... Continue reading this article…

17 comments Read the full article →

Payday Loans Fees and Interest Rates: Fair Comparison?

by Luke Landes

I consider payday loans one of the worst forms of debt. That being said, in states where these services are still legal, they provide a way for struggling individuals to afford necessities like food and housing until their next paycheck, for a fee. Unfortunately, many borrowers don’t simply use their paycheck to pay back the ... Continue reading this article…

6 comments Read the full article →

How to Build Credit

by Luke Landes

In a perfect world for a consumer, no one would need credit. There would be enough time to earn and save money before needing a car or a house. Credit cards would be used only for cash back rewards and other bonuses, and no one would ever pay interest. There would be no such thing ... Continue reading this article…

2 comments Read the full article →
Page 50 of 125« First···4849505152···100···Last »