As featured in The Wall Street Journal, Money Magazine, and more!

Search: debt

When Does It Make Sense to Pay More For Quality?

by Smithee

My brain is slowly re-wiring itself now that I’m finally free of credit card debt, and I’m wondering about things that I never seriously considered before. I remember many years ago talking with a friend who tried explaining to me that it made sense to spend $600 on a pair of shoes, if they were ... Continue reading this article…

10 comments Read the full article →

Podcast 71: Debt-Free U, Zac Bissonnette

by Luke Landes

On today’s episode of the Consumerism Commentary Podcast, Tom Dziubek talks to Zac Bissonnette, writer at the Huffington Post and DailyFinance and also author of the book Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents. Tom and Zac discuss how Zac was able to go ... Continue reading this article…

2 comments Read the full article →

My Credit Score is Stuck at Good

by Smithee

I am a supporter of Credit Karma, a free service that shows you your TransUnion credit score, among other things, as many times as you want. Lately it seems like it hasn’t been working. It’s been reporting a FICO for me of 732 since March, and I’ve made what I feel are dramatic differences to ... Continue reading this article…

24 comments Read the full article →

Money, Sex, and Infidelity: Who is More Likely to Cheat

by Luke Landes

The results of a study at Cornell University show that in a long-term relationships such as marriage or cohabitation of over a year, income disparity within the couple increases the likelihood of infidelity. The headlines of the study speak more to the data that show men who earn less than their wives are five times ... Continue reading this article…

8 comments Read the full article →

Paid Insufficient, My Old Friend

by Smithee

Last week on Facebook I was celebrating the new law that stops banks from auto-enrolling new customers into overdraft programs, making it merely optional instead. A more conservative friend from college expressed his dislike of the law, asking me (I’m paraphrasing) “What happened to personal responsibility in this country? Why is it a good thing ... Continue reading this article…

12 comments Read the full article →

The Best Credit Cards for College Students, November 2014

by Luke Landes

Over the last three years, there has been a strong initiative to reform the banking industry in terms of attracting and maintaining credit card customers. Student credit cards have seen many of the changes. Gone are the days of marketing on college campuses for free t-shirts, and if you’re under 21 without a reliable source ... Continue reading this article…

3 comments Read the full article →

Student Loan Debt Surpasses Credit Card Debt

by Luke Landes

According to the latest statistics from the Federal Reserve and the publisher of FinAid.org, the total amount of money Americans have borrowed on government and private student loans at $830 billion has surpassed the total American consumer balance on credit cards, only $827 billion. As the Wall Street Journal mentions when sharing this information, this ... Continue reading this article…

13 comments Read the full article →

Our New Budget Could Mean Extra Car Payments

by Smithee

Last week I talked about the need for my wife and I to decide on a new savings goal. We had been saving ten percent of our paychecks each month in the Joint Savings Account, which allowed us to do some fun things and avoid credit cards, but wasn’t really a place for money to ... Continue reading this article…

9 comments Read the full article →
Page 50 of 125« First···4849505152···100···Last »