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Income Statement, January 2006

by Flexo

I believe I’ve said it a few times already, but my latest car debacle took a chunk out of my income this month. I managed to scrape by, as you’ll see if you continue reading this post.

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ING Direct Offers 4.75%

by Flexo

ING Direct is looking to win back defectors who have left the bank in search of higher interest rates. The “Orange One” is now offering 4.75 percent APY on new deposits from January 19 until April 15. In order for the funds to qualify, the money must be from an external source and be deposited into ... Continue reading this article…

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Best Of 2005

by Flexo

As the year is coming to a close, and I will be less available over the next few days, the opportunity is perfect for taking a look at Consumerism Commentary and compiling a list of “best” (or most popular) entries from the year. This will be the 570th entry in 2005, but only a few ... Continue reading this article…

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ING Direct Adds Account Linking Feature

by Flexo

This may be old news, as I don’t know when this feature was added, but it is definitely appreciated. I was reading the seven simple solutions for managing your money from Kiplinger, and it inspired me to automatically deposit my paycheck (through Direct Deposit) into an savings account rather than my checking account. I found ... Continue reading this article…

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Paying Himself First

by Flexo

Mike Rogalski is featured as one of CNN’s Millionaires in the Making. He’s a civil engineer working for the U.S. Department of Defense in Florida, making $84,500 a year. He chooses not to take advantage of an IRA for retirement savings, instead investing $33,000 in stocks and mutual funds. With $105,000 already put away in ... Continue reading this article…

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Emigrant Direct Limiting Features

by Flexo

You may remember that I opened an account at Emigrant Direct to take advantage of their 3.25 percent APY. I received a letter today from the bank explaining that they are limiting one of their features. The letter states: As of Monday, May 23, 2005, EmigrantDirect.com will no longer accept additional deposits to the American Dream ... Continue reading this article…

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Emigrant Direct Account Opening

by Flexo

As you may know, I am in the process of opening a savings account with Emigrant Direct, an on-line bank currently offering an interest rate yielding 3.25 percent. On March 15 I posted about my experience with a customer service representative at the aforementioned bank. That was three days after I began the process of ... Continue reading this article…

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Emigrant Direct Saga and Found Cash

by Flexo

My Wachovia checking account received the two small verification deposits from Emigrant Direct, which was the next step in opening my account with that bank. Unfortunately, when I originally signed up, I submitted an email address I no longer used. After reactivating that mailbox, I called Emigrant Direct’s customer service to have them resend a ... Continue reading this article…

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