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50 Actions You Can Take Right Now to Pay Off Debt

by Flexo

There are many differing opinions about whether you can assign a quality like “good” or “bad” to debt. In general, I tend to believe that if debt is providing access to a necessary asset, like an education, a car, or a house, debt is at the least understandable. With debt, there is always a risk, ... Continue reading this article…

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Comparing the Visa Black Card With American Express Platinum and Centurion Cards

by Flexo

American Express created a frenzy among the wealthy when it decided to take advantage of rumors of an exclusive black-colored charge card, used by movie stars and music celebrities for purchasing jets and other items beyond the financial reach of us mere mortals. In 1999, American Express introduced the Centurion Card, a black charge card ... Continue reading this article…

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Five Jobs For People Who Like Money and Five Jobs For People Who Don’t

by Flexo

There are many people who believe that the when choosing a career path and life direction, one should steer towards the highest paying career for which they could possibly qualify after several years of education, training, and 80-hour work weeks. To demonstrate, there is never a shortage of investment bankers looking for work. I have ... Continue reading this article…

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Citibank Offers Citi Forward Credit Card, Rewarding Users for Good Habits

by Flexo

Is it ironic that Citi, a bank on the brink of disaster, is now marketing a credit card that “rewards” card holders for good financial behavior? This new credit card marketed toward Generation Y and teenagers, Citi Forward® Card (and Citi Forward® Card for College Students), offers benefits such as 100 points for paying on ... Continue reading this article…

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8 Ways to Create Your Own Stimulus Check

by Flexo

In 2008, millions of people received checks or direct deposits from the government in an effort to stimulate the economy. The extra cash certainly helped many families and individuals, who, like the banks that received TARP funds later in the year, cushioned their bank accounts and paid off debt. Some used the found money to ... Continue reading this article…

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7 Tips for a Frugal Valentine’s Day

by Flexo
Love

It’s a February tradition on Consumerism Commentary to look at Valentine’s Day from a perspective of moderation. Each year, I consider how a couple for whom frugality is important can still feel involved in the holiday of love. If you have some thoughts to add, please leave your comments at the bottom of this article. ... Continue reading this article…

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Carnival of Debt Reduction: Tips via Twitter Edition

by Flexo

Welcome to the Carnival of Debt Reduction, a traveling weekly roundup of the best articles in the blogosphere covering credit cards, consumer debt, mortgages, and the elimination thereof. Here is more information about the Carnival of Debt Reduction, founded by Mighty Bargain Hunter. Through this past week, many bloggers submitted articles to be featured in ... Continue reading this article…

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3 Major Ways to Scrimp and Save in an Economic Recession

by Flexo

When the economy is growing and consumer confidence is high, it is common not to think twice about saving money and reducing expenses. If you are saving money every paycheck, investing in a 401(k) or other accounts for retirement, and spending less than you are earning there isn’t much motivation to reduce your expenses further. ... Continue reading this article…

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