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Emigrant Direct Raises Rates and Offers Rebate Credit Card

by Flexo

For the latest information on the Emigrant Direct Rebate Credit Card, click here (January 2006). Emigrant Direct raised interest rates on its savings account to a wonderful 4.0 percent APY today, possibly to coincide with the Federal Reserve Bank’s increase of 25 basis points. I have updated the latest checking and savings rates table to include ... Continue reading this article…

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Katrina Donations Scams

by Flexo

There are an increasing amount of Katrina-related donation scams out there. Please, please educate yourself before giving. If you are not already familiar with the organization to which you choose to give, a certain amount of due diligence should be done. Check ScamBusters as a starting point. The Better Business Bureau can only be trusted ... Continue reading this article…

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What More Could Be Said

by Flexo

The country is obivously still reeling from Katrina. While talking about anything else makes little sense, with every blogger already writing about the event, evaluating governmental response, placing blame, and/or declaring on how they will give money to support those seeking refuge, I feel like the topic has been talked out. The logical conclusion of ... Continue reading this article…

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Welcome Again to WSJ Readers

by Flexo

Once again, Consumerism Commentary was mentioned in the Wall Street Journal. Welcome to any new readers! (Of course, it would have been helpful if the online article contained hyperlinks to all the websites mentioned.) Updates have been a little slow over the past seven days as I had been on vacation and am now trying ... Continue reading this article…

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Carnival of Personal Finance #8

by Flexo

Welcome to this week’s Carnival of Personal Finance (basic introduction, schedule) and welcome to Consumerism Commentary (about, best of) to any new readers! This is the eighth installment of the Carnival. In this issue: Designer Pets. Free Money Finance discovers the latest craze for dog owners, crossing poodles with other breeds, giving us wonderful breednames ... Continue reading this article…

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Carnival #7

by Flexo

The Carnival of Personal Finance #7 is up at In Cash Flow We Trust. Some notable posts: About Jonathan of MyMoneyBlog, Ways to Burst the Real Estate Bubble from My Open Wallet, Brown-Bag it to Half a Million on Hello, Dollar! (a site for which I can picture Carol Channing belting out the title song), ... Continue reading this article…

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Hands Off The 401(k)

by Flexo

Hewitt Associates, the same company that processes my company’s accounts payable, has performed a survey regarding 401(k)s. They discovered that almost half of workers leaving their jobs convert their 401(k)s to cash. This is despite the fact that in addition to income tax, there is a steep penalty (10 percent) for cashing out the tax-deferred retirement ... Continue reading this article…

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Wasting Time

by Flexo

Although employers expect workers to waste some time on the job, they don’t expect the actuality: employees waste more than two hours each day. That is what Salary.com discovered through a survey. The top item on the time-wasting list is, of course, use of the Internet, including email, web browsing, and surely blogging for many. ... Continue reading this article…

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