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Weep Not for Interchange Fee Revenue

by Smithee

I used to answer customer service calls for Bank of America, one of the nation’s biggest banks. Granted, I was near the bottom of the totem pole, but they generally treated everybody with respect there (I was in Washington State, your mileage may vary), and they wanted us to be able to give customers informed ... Continue reading this article…

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True Earnings® Card from Costco and American Express $25 Cash Back Bonus

by Flexo

One of the best cash back credit cards available today, the True® Earnings Card from Costco and American Express can earn cardholders an immense amount of rewards, just for everyday purchases. Now, with a $25 cash back bonus opportunity, just for being approved and making your first purchase, the card is even more attractive. Granted, ... Continue reading this article…

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P/E Ratios

by Flexo

I’m not a skilled investor, particularly when it comes to short-term prognostication, and my long-term track record has yet to be established considering my first investing decision was less than ten years ago. I don’t invest in many individual stocks. My 401(k) includes company stock as part of my employer’s matching contribution, and I opted ... Continue reading this article…

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Women Earning More Than Men in These Jobs

by Flexo

Last week, in an article helping women ask for a raise, I mentioned that a pay gap still exists between men and women, even after adjusting for certain variables. Women leave the workforce more often than men to take care of children, for example. According to the Institute for Women’s Policy Research, nine cents of ... Continue reading this article…

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Sallie Mae Increases Interest Rate and 10% Upromise Bonus

by Flexo

Earlier today, Sallie Mae Bank increased the interest rate offered on its savings account 50 basis points to 1.4 percent APY. This is one of the highest interest rates available. I’ve shared my thoughts about opening a Sallie Mae Bank savings account in this review. Sallie Mae ties directly into the Upromise savings plan, a program ... Continue reading this article…

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GMAC Changes Name to Ally Financial

by Flexo

A year ago, GMAC Bank, or its brand, ceased to exist. In order to distance itself from its parents, General Motors and GMAC Financial Services, the bank changed its name to Ally Bank. With government funding, Ally Bank went on to become a competitive online bank, offering interest rates high enough to draw the ire ... Continue reading this article…

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Attend a Great Private College for Less Money Than a Public College

by Flexo

I’m a big fan of a continuous education that lasts a lifetime, whether earning degrees or just gaining knowledge in topics you’re not normally exposed to. But when you start focusing on money, it’s easy to raise questions about how much education is worthwhile. There is a war over the value of higher education. College ... Continue reading this article…

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Realistic Expectations For Making Money Through Blogging

by Flexo

When I started Consumerism Commentary in 2003, after about eight years of writing on the internet in a smaller, more personal capacity, I only had two goals: to track my finances while working to improve my money situation and to learn more about personal finance by finding articles, sharing links, and adding occasional thoughts of ... Continue reading this article…

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