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Why Americans Take Fewer Vacation Days

by Flexo
Beach Vacation

In most workplaces throughout the United States, employees receive vacation days to use every year as a benefit, and in some cases, unused vacation days expire at the end of the year. According to the latest survey by Expedia, on average, Americans earned 14 vacation days this year but used only 12. While the survey ... Continue reading this article…

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Spirituality and Money: How to Make Holiday Gifts Meaningful

by Ellen Cooper-Davis
Gift Present

This article is written by Consumerism Commentary’s columnist, Ellen Cooper-Davis. Ellen’s column looks at the role of spirituality within the context of personal finance. For an introduction to this column, see Ellen’s first article, The Pastor and the Purse. Your feedback is welcome. We know by reports of the annual feeding frenzy that the gift-giving ... Continue reading this article…

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Judge Rejects Citigroup Lawsuit Settlement

by Flexo

The Securities and Exchange Commission, an organization designed to regulate and oversee the financial industry, is charged with acting in investors’ best interests. Most of the time, however, the SEC works on behalf of the large financial companies under its purview. As a result, when consumers demand that companies be held accountable for misleading investors ... Continue reading this article…

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One Black Friday Tip to Rule Them All: Buy Nothing

by Flexo

For those in the United States, tradition and media influence have established today as a day for spending time with family, over-eating, and watching television. What could be more American than Thanksgiving Day? Fast becoming a tradition for consumers is Black Friday (and to a lesser extent Cyber Monday). Retailers have discovered a tendency to ... Continue reading this article…

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American Express’s Small Business Saturday

by Flexo
American Express

I’ve avoided writing about Black Friday this year. In the community I follow, promoting the day after Thanksgiving for shopping has gotten completely out of hand. I wrote an article for PC World a few years ago, The Insider’s Guide to Black Friday Bargains, where the tips are still relevant for today’s shoppers. I’m not ... Continue reading this article…

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The Entrepreneurial Trend: Personality Traits

by Flexo
Meeting Room

I’m an accidental entrepreneur. I never quite fit in with big hierarchical systems, like public education (as a teacher) and corporations. Getting things done, particularly accomplishing various things the way I wanted to accomplish them, has always been a struggle for me in these structures. I knew from the day I started working at a ... Continue reading this article…

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New Capital Fund Pays Entrepreneurs’ Student Loans

by Flexo

A new venture capital firm is looking for a few — one hundred in the first five years — entrepreneurs from the recent crop of former students and people their age. Gen Y Capital Partners is looking for investment opportunities — “For Gen Y, by Gen Y” — to help start-up businesses grow. Any entrepreneur ... Continue reading this article…

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Wealth Gap: Young Vs. Old

by Flexo
First Base

The wealth gap is growing, and if the Occupy Wall Street and its satellite protests are any indication, those not within the top one percent of income earners are not happy with their circumstances or the policies that help foster the wealth of those at the top. It’s been called class warfare, but there are ... Continue reading this article…

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