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Transferring My IRAs From TIAA-Cref to Vanguard

by Luke Landes

Yesterday, Vanguard announced they have simplified their account fees. Effective on Thursday, here is the new fee structure. * All fund accounts with a balance of less than $10,000 will be assessed a yearly fee of $20. Now that’s straightforward. In the old configuration, my recently-opened 2006 SEP IRA would have been charged $20 anyway. ... Continue reading this article…

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February Heating Cost Way Up

by Luke Landes

My electricity bill from February was a bit of a shock. I have a one bedroom apartment, approximately 700 square feet. To heat this space (and to use any electronic devices) last month, I’ll have to pay $236. That must be the highest amount I’ve ever paid for electricity in one month. The bill provides ... Continue reading this article…

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Spending More Money on the Internet

by Luke Landes

Here are five reasons according to Forrester Research people spend 15 percent more on the average online transaction compared to a traditional transaction from a brick-and-mortar store. You don’t have time to think. Once you have items in your cart, retailers want to move you through the checkout line before you can reconsider. If you’ve already ... Continue reading this article…

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Where Do Hedge Fund Professionals Spend Their Money?

by Luke Landes

Breaking into the hedge fund industry is a sure way to find yourself with a large income. Culture seems to dictate that most of that income will be spent and not saved. After all, you have to look the part and live the life. If you had to guess, where would you say the hedgies ... Continue reading this article…

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Is a Wal-Mart Sale CNN-Newsworthy?

by Luke Landes

I saw this article on CNN Money today, but I’m confused. Wal-Mart is lowering its prices on electronics items due to lackluster holiday sales so far this season. Is this considered “news?” Perhaps this announcement has some sort of value for people who invest directly in Wal-Mart, but it seems much more like a huge ... Continue reading this article…

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Money Magazine: 25 Rules to Grow Rich By, Part 5

by Luke Landes

We’ve finally come to the last installment of Money Magazine’s 25 Rules to Grow Rich By, which has a catchy title, but is more or less just a list of “rules of thumb” that may or may not be applicable to any one individual. And let’s face it, you are all individuals. (Yes, we are ... Continue reading this article…

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Holiday Season is Approaching and Kids Want Presents

by Luke Landes

If you have children in your life who are not isolated from society, then chances are they’re going to want one of the toys on this list. Even the most astute parents’ intentions to steer their kids towards more educational toys are stymied when the children go to school, watch television, and play with the ... Continue reading this article…

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Did You Notice Today’s Date?

by Luke Landes

The blogosphere seems to be saturated with stories retelling what people were doing when they first heard (or felt) the terrorist attacks on the World Trade Center five years ago, on September 11, 2001. Here’s my contribution to the meme.

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