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U.S. Postal Service Ending Saturday Delivery

by Luke Landes
Mailboxes

The U.S. Postal Service announced today that Saturday delivery of first-class items will end in August. When I asked a few years ago whether we should eliminate the Postal Service entirely, the question generated a good discussion, with many readers agreeing that the best solution to the perennial problem of the service not generating enough ... Continue reading this article…

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Credit Card Checkout Fees Are Here

by Luke Landes
Credit Card Surchage

I’m currently in California, visiting my mother, who as I mentioned in a previous article is in the hospital. While articles this week will likely be slow on Consumerism Commentary, one thing I won’t have to deal with while visiting family is the relaxed regulation on merchants who accept credit cards. Starting this week, retailers ... Continue reading this article…

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Anonymous S December 2012 Net Worth

by Luke Landes
Anonymous S Net Worth December 2012

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. Anonymous S is a 24-year-old engineer earning $67,000 a year plus ... Continue reading this article…

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Naked With Cash: Calvin

by Luke Landes
Calvin

In January, Consumerism Commentary will begin the Naked With Cash event and series. Several Consumerism Commentary readers will share their financial reports and analyses at the beginning of each month, with insight from financial planners and other experts. To introduce each of the participants to readers, I asked them to share where they’ve been, where ... Continue reading this article…

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Podcast 168: Liz Weston, There Are No Dumb Questions About Money

by Luke Landes
Liz Weston

The Consumerism Commentary Podcast has been on hiatus this summer, but Tom and Jay are returning soon with monthly podcasts featuring interviews with authors, industry experts, and CEOs. In the interim, I will be featuring a few Podcast Special Editions, hosted by myself, also featuring a number of great interviews. The first of these Special ... Continue reading this article…

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It’s Time to Create a Will

by Luke Landes
Coins

I’m almost ashamed to admit this: I don’t have a will. I’m not happy about that, and it’s a situation I’ll change within the next few weeks. After being surrounded by so many intelligent people at the Financial Blogger Conference this weekend (please read my review), my lack of attention to this important facet of ... Continue reading this article…

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HSBC Direct Confuses Account Holders With Fee Notice

by Luke Landes
HSBC

Millions of HSBC Direct customers received a strange email yesterday or the day before indicating a few changes to the bank’s fee structure. (HSBC’s former name for its Online Savings Account service is HSBC Direct; the new name will be HSBC Advance.) The statement seemed to indicate HSBC would be instituting a new, high fee ... Continue reading this article…

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Citi Hilton HHonors Reserve Card: Two Weekend Nights

by Luke Landes

Editor’s Note: Thank you for your interest, this offer expired and is no longer available. If you travel frequently and are interested in earning points to redeem for stays at Hilton’s family of hotels, car rentals, vacations, or experiences, you may be familiar with the Hilton HHonors program. The Hilton HHonors program awards its members ... Continue reading this article…

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