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Best Holiday Toys 2011

by Luke Landes

Christmas and Hanukkah are right around the corner, and if you have children, they might already be looking forward to the holiday season. Gift-giving is a big part of the holiday season, as it has been for a long time. Commercialism is the most popular American religion as we approach the end of the year. ... Continue reading this article…

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Earn 6% APY With the Mango MasterCard Prepaid Card

by Luke Landes

The idea of prepaid card being used as financial tools can be a cringe-worthy concept, particularly to savvy financial experts. For most Americans, prepaid cards aren’t really part of the tool set. The benefits of a credit card are much stronger than prepaid cards, and with most people qualifying for credit cards, even through the ... Continue reading this article…

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My Varied Job History

by Luke Landes

For some people, finding the right career is easy. During formative years, perhaps one skill outshines all others, directing someone to develop that skill over time. Perhaps there is one particular area that develops into a passion, and the only choice is to follow that passion regardless of the income potential. In my formative years, ... Continue reading this article…

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U.S. Will Sue Major Banks Over Mortgages

by Luke Landes
Foreclosure

Imagine you’re shopping for a new high-definition television. You’re looking around the store for the television with the best picture from a brand you trust. You pick the one you like, not the least expensive model but not the most expensive, either. You take it home, plug it in, and all the television can display ... Continue reading this article…

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Betterment Review

by Luke Landes

Betterment is a different type of brokerage. Unlike most discount brokerages whose purpose is to get customers to trade — as frequently as possible — Betterment is looking to be your asset manager. Currently, the brokerage is offering a bonus of $25 for new customers, but the way they do business is a bit different ... Continue reading this article…

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Best Buy Reward Zone Credit Card Review

by Luke Landes

Several times, I’ve done what is considered unthinkable by most personal finance experts: I signed up for store credit cards at the point of sale. I have a Macy’s card, which I signed up for a discount on clothing I was planning to buy — clothing that is probably overpriced in the first place. But ... Continue reading this article…

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10 Tips for Avoiding Overdraft Fees

by Luke Landes
Nickel and Dime

Bank of America is settling the overdraft fee class-action lawsuit that alleges the bank knowingly manipulated customers’ deposits and withdrawals in order to maximize the fees they would receive. Although the banks aren’t completely to blame for the proliferation of overdraft fees, policies were so much of a problem that the government and regulators needed ... Continue reading this article…

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ING Direct Now Offers Paper Checks

by Luke Landes
ING Direct

The internet is a-twitter with the news that ING Direct is now offering paper checks to accompany its Electric Orange “paperless checking” account. Apparently, customers have received emails from the bank confirming this long-needed enhancement, but I have not received an email yet. A box of 50 checks costs $5 through the ING Direct website. ... Continue reading this article…

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