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How Much Will I Spend On Gas This Year?

by Flexo

I’m in the mood for some calculations. I paid $2.47 per gallon for gasoline last night. What will it cost me to drive to work this year, assuming $2.50 is the average I’ll pay? I drive 80 miles to and from work (combined) each day. To make the calculation easy, let’s say each year I ... Continue reading this article…

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Hands Off The 401(k)

by Flexo

Hewitt Associates, the same company that processes my company’s accounts payable, has performed a survey regarding 401(k)s. They discovered that almost half of workers leaving their jobs convert their 401(k)s to cash. This is despite the fact that in addition to income tax, there is a steep penalty (10 percent) for cashing out the tax-deferred retirement ... Continue reading this article…

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Shopping Addiction

by Flexo

CNN Money is featuring the story of a compulsive shopper with an addiction to the activity. She’s 36 years old (which, as I get older, seems increasingly younger) and her shopping spree began when her fourth child was born and she stopped working to live off her husband’s $140,000 annual income. This provided her with ... Continue reading this article…

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The Urge to Merge

by Flexo

According to the New York Times, Bank of America is buying MBNA. This is another reason why consumers should avoid carrying a balance on credit cards if they are being charged interest. As more credit issuers merge, there will be less competition. With less competition, annual fees and interest rates will rise. Update: CNN answers ... Continue reading this article…

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News and Links

by Flexo

Here’s what’s going on in the media today: * CNN’s Gerri Willis talks about prenuptual agreements in her “5 Tips” column. This might be an issue that people in love don’t want to talk about, but it is important to discuss, especially if there are or will be children in the picture. * My checking ... Continue reading this article…

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Class Action Lawsuit?

by Flexo

Today, I received an American Express Card statement in the mail. That wouldn’t be too strange if not for the fact I haven’t used the card in over a year. So I took a look and apparently I’ve been awarded a settlement in a class action lawsuit, and I now have a credit in my ... Continue reading this article…

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Wall Street Journal Offers Some Free Content

by Flexo

Many years ago, as a reader of The Motley Fool, I came across a community of people who repeatedly jump from one 0 percent APR credit card offer to another 0 percent offer. It sounds like a good way to maintain a credit card balance without paying interest, if you don’t slip up and miss a payment. ... Continue reading this article…

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More Changes

by Flexo

As I’m getting ready to post my financial reports for April, I’m making some changes to my accounting methods. I would like to get this information out in the open in case anyone has any questions or suggestions ahead of time. This would allow me to make changes if necessary, but I think everything’s going ... Continue reading this article…

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